3040 Sounding Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3040 Sounding Dr, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,700 sqft · built 1980
Lot Size0.129 acres (5,635 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Oct 2020)
Tax Bill$3,004 (2026)
Deeds & MortgagesMar 2024 Second Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-100424

Property Details

APN / Parcel Number

Primary APN01-100424
Alternative APNs
  • 1100424
  • 100424

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,700 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,635 sqft (0.129 acres)
Lot Dimensions115 ft deep x 49 ft wide
Garage TypeMixed
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number100424
Street Address3040 SOUNDING DR
CityEDGEWOOD
StateMD
Zip21040-2906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 175 52/46X115 AV 3040 SOUNDING DRIVE HARBOUR OAKS P4 PT 42/07
Legal SubdivisionHARBOUR OAKS
Legal Lot Number175
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3002
Census Tract301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3040 SOUNDING DR, EDGEWOOD, MD 21040-2906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 8, 2020Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2020 · Amount on File
Deed SaleOct 8, 2020 · Amount on File
Prior SaleNov 5, 2010 · Amount on File
Deed Book / Page14167 / 221
Transfer Doc0051300108
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3040 SOUNDING DR, EDGEWOOD, MD 21040-2906
Transaction TypeMortgage
Record UpdatedMar 29, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0162070083
DateMar 19, 2024
Book Page16207/83
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2039

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 8, 2020
Property Address3040 SOUNDING DR, EDGEWOOD, MD 21040-2906
Document Number0141670221
Book / Page14167 / 221
Map ReferenceLB HDC42 FO 7
Instrument DateJul 30, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyLIBERTY TITLE & ESCROW CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 SOUNDING DR, EDGEWOOD, MD 21040-2906

Mortgage

Document Number0014167226
DateOct 8, 2020
Instrument14167/226
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,004.00 (+14.83%)$275,700 (+6.9%) Land $60,100 Building $215,600$275,700 (-) Land $60,100 Building $215,600
2025$2,616.00 (+14.29%)$257,900 (+16.01%)$275,700 (+24.02%) Land $60,100 Building $215,600
2023$222,300 Land $60,100 Building $162,200$222,300 Land $60,100 Building $162,200
2022$2,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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