3045 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3045 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,064 sqft · built 1973
Lot Size	0.64 acres (27,861 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,823 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0066`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0066`
Alternative APN	`17242`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	27,861 sqft (0.64 acres)
Garage Type	Mixed
Garage Area	2,940 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	17242
Street Address	3045 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-66 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	66
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1028
Census Tract	80306

Owner

Source: James City County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3045 N RIVERSIDE DR, LANEXA, VA 23089-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FCU
Apr 5, 2023	Intrafamily Transfer, Transfer · Unknown 1ST ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 30, 2023
Transfer Doc	0202303191
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3045 N RIVERSIDE DR, LANEXA, VA 23089-9404
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202515285
Date	Oct 29, 2025
Instrument	202515285

Lender

Name	1ST ADVANTAGE FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Apr 5, 2023
Property Address	3045 N RIVERSIDE DR, LANEXA, VA 23089-9404
Document Number	0202303191
Instrument Date	Mar 22, 2023
Instrument	202303191
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 N RIVERSIDE DR, LANEXA, VA 23089-9404

Mortgage

Document Number	0202303192
Date	Apr 5, 2023
Instrument	202303192

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,823.00 (-15.56%)	$276,800 (+31.06%) Land $84,900 Building $191,900	$276,800 (+31.06%) Land $84,900 Building $191,900
2024	$2,159.00 (+23.23%)
2023	$1,752.00	$211,200 Land $46,500 Building $164,700	$211,200 Land $46,500 Building $164,700
2022	$1,752.00 (+11.17%)
2019	$1,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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