3040 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3040 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1962
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Mar 2018)
Tax Bill	$5,157 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0046`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0046`
Alternative APN	`19427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Detached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Deck Area	564 sqft
Patio Area	564 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	19427
Street Address	3040 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-46 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	46
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1022
Census Tract	80306

Owner

3040 N Riverside Dr is owned by two individuals who bought it in March 2018.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	331 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3192
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MTG
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Deed Document Number	180005807
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3040 N RIVERSIDE DR, LANEXA, VA 23089-9403
Document Number	0000005821
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 N RIVERSIDE DR LANEXA VA 230899403, LANEXA, VA 23089-9403

Mortgage

Document Number	0000005821
Date	Apr 28, 2020
Instrument	5821

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 27, 2035

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 23, 2018
Property Address	3040 N RIVERSIDE DR, LANEXA, VA 23089-9403
Document Number	0000005807
Instrument Date	Mar 20, 2018
Instrument	5807
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 MILL STREAM WAY WILLIAMSBURG VA 231853192, WILLIAMSBURG, VA 23185-3192

Mortgage

Document Number	5808
Date	Mar 23, 2018
Instrument	5808

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3040 N Riverside Dr was $5,157, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,157.00 (+6.42%)	$621,400 Land $242,800 Building $378,600	$621,400 Land $242,800 Building $378,600
2024	$4,846.00 (+14.97%)
2023	$4,215.00	$507,900 Land $249,900 Building $258,000	$507,900 Land $249,900 Building $258,000
2022	$4,215.00
2019	$3,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3040 N Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3040 N Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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