3043 Loch Ness Loop, Mount Vernon, WA 98273 Property Records

Skagit County property record for 3043 Loch Ness Loop, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,841 sqft · built 2015
Lot Size	0.138 acres (6,042 sqft)
Owner	Individual Name on File
Last Sale	$249,950 (Aug 2015)
Tax Bill	$5,080 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Mortgage
APN	`6018-000-000-0012`

Property Details

APN / Parcel Number

Primary APN	`6018-000-000-0012`
Alternative APN	`P131904`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,841 sqft Living Area
Gross Area	2,231 sqft
1st Floor Area	825 sqft
2nd Floor Area	1,016 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Architectural Style	Other
Exterior Material	Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,042 sqft (0.138 acres)
Garage Type	Attached
Garage Area	390 sqft
Porch	Porch
Porch Area	60 sqft
Patio Area	61 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P131904
Street Address	3043 LOCH NESS LOOP
City	MOUNT VERNON
State	WA
Zip	98273-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1387 AC) LOT 12, PLAT OF HIGHLAND GREENS DIVISION 1 PHASE A, A PLANNED UNIT DEVELOPMENT, RECORDED MAY 22, 2014, UNDER AUDI
Legal Range	04E
Legal Township	34N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	HIGHLAND GREENS DIV 1 PH A
Legal Phase	A
Legal Lot Number	12
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2022
Census Tract	952304

Owner

3043 Loch Ness Loop is owned and occupied by an individual who bought it in August 2015.

Source: Skagit County records, as of October 30, 2023

Owner of Record	Individual Name on File
Mailing Address	3043 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Jun 14, 2019	Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Prior Sale	Aug 3, 2015 · Amount on File
Deed Document Number	201508030126
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3043 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Document Number	0011230163
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3043 LOCH NESS LOOP MOUNT VERNON WA 982734734, MOUNT VERNON, WA 98273-4734

Mortgage

Document Number	0011230163
Date	Nov 23, 2020
Instrument	11230163

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3043 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Document Number	0006260023
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 LOCH NESS LOOP MOUNT VERNON WA 982734734, MOUNT VERNON, WA 98273-4734

Mortgage

Document Number	0006260023
Date	Jun 26, 2019
Instrument	6260023

Lender

Name	UMPQUA BK
Type	Bank
Address	VANCOUVER, WA 98660

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,080.00
2022		$490,400 Land $153,900 Building $336,500	$490,400 Land $153,900 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3043 Loch Ness Loop; there have been 5 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2021–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3043 Loch Ness Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ziply Fiber.

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