Isanti County property record for 3045 E Rum River Dr S, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,185 sqft · built 1973 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,890 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 15.251.0050 |
| Primary APN | 15.251.0050 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,185 sqft Heated Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 61,420 sqft (1.41 acres) |
| Lot Dimensions | 46.2 ft deep x 12 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3045 E RUM RIVER DR S |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-2682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME GOLDENWOOD 3RD ADDN LOT 005 BLOCK 001 SUBDIVISIONCD 15251 |
| Legal Range | 023 |
| Legal Township | 035 |
| Legal Section | 05 |
| Legal Subdivision | GOLDENWOOD 3RD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 130303 |
Source: Isanti County assessment roll, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3045 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,890.00 (+10.88%) Homeowner's exemption | $352,000 (-1.92%) Land $65,000 Building $287,000 | $352,000 (-1.92%) Land $65,000 Building $287,000 |
| 2025 | $358,900 (+1.41%) Land $65,000 Building $293,900 | $358,900 (+1.41%) Land $65,000 Building $293,900 | |
| 2023 | $4,410.00 (+0.87%) Homeowner's exemption | $353,900 Land $44,800 Building $309,100 | $353,900 Land $44,800 Building $309,100 |
| 2022 | $4,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cambridge serves 9,862 people · EPA ID MN1300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL | 200 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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