Isanti County property record for 3040 E Rum River Dr S, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,400 sqft · built 1995 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,900 (Aug 2016) |
| Tax Bill | $4,976 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.266.0390 |
| Primary APN | 15.266.0390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 180 ft deep x 121 ft wide |
| Garage Area | 640 sqft |
| Driveway | Driveway |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3040 E RUM RIVER DR S |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-2683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME GOLDENWOOD 9TH ADDN LOT 030 BLOCK 002 SUBDIVISIONCD 15266 |
| Legal Range | 023 |
| Legal Township | 035 |
| Legal Section | 05 |
| Legal Subdivision | GOLDENWOOD 9TH ADDN |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 130303 |
3040 E Rum River Dr S is owned and occupied by an individual who bought it in August 2016.
Source: Isanti County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3040 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on File |
| Deed Sale | Aug 1, 2016 · Amount on File |
| Deed Document Number | 2016541713 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 3040 E Rum River Dr S was $4,976 with a homeowner's exemption.
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,976.00 Homeowner's exemption | $314,500 (-4.64%) Land $55,000 Building $259,500 | $314,500 (-4.64%) Land $55,000 Building $259,500 |
| 2025 | $329,800 Land $55,000 Building $274,800 | $329,800 Land $55,000 Building $274,800 | |
| 2023 | $4,356.00 (+3.47%) Homeowner's exemption | $317,800 Land $38,100 Building $279,700 | $317,800 Land $38,100 Building $279,700 |
| 2022 | $4,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3040 E Rum River Dr S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3040 E Rum River Dr S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cambridge serves 9,862 people · EPA ID MN1300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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