Albany County and Guilderland Town property record for 3045 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1945 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 13,125 sqft (0.301 acres) |
| Last Sale | $163,500 (2023) |
| Tax Bill | $5,589.00 (2025) |
| Primary APN | 013089 27.19-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,344 sqft Living Area |
| 1st Floor | 1,056 sqft 1st Floor |
| Upper Floors | 288 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 13,125 sqft (0.301 acres) |
| Depth X Width | 175 ft x 75 ft Depth x Width |
| Shed | 1 Shed |
| Porch | 1 Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02701900010320000000 |
|---|---|
| Street Address | 3045 E OLD STATE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5503 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3045 OLD STATE RD |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 27.19-1-32
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 855 W CRESCENT AVE, ALLENDALE, NJ 07401-2113 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 12, 2023 | Bargain and Sale Deed, Transfer |
| Feb 16, 2023 | Deed in Lieu of Foreclosure, Foreclosure |
| Jan 18, 2017 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | Feb 16, 2023 · Amount on Record |
| Deed Doc Number | 202312302 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 12, 2023 |
| Property Address | 3045 E OLD STATE RD, SCHENECTADY, NY 12303-5503 |
| Document Number | 0000002302 |
| Instrument Date | Jun 27, 2023 |
| Instrument | R2023-12302 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $654.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 855 W CRESCENT AVE, ALLENDALE, NJ 07401-2113 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Feb 16, 2023 |
| Property Address | 3045 E OLD STATE RD, SCHENECTADY, NY 12303-5503 |
| Document Number | 0000000492 |
| Instrument Date | Jan 23, 2023 |
| Instrument | R2023-3492 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $638.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14398 N WILD BURRO CANYON PL, MARANA, AZ 85658-1420 |
| Name | Verified Name |
|---|---|
| Address | 907 PLEASANT VALLEY AVE, MOUNT LAUREL, NJ 08054-1210 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3045 E OLD STATE RD, SCHENECTADY, NY 12303-5503 |
| Document Number | 0000007995 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3045 E OLD STATE RD SCHENECTADY NY 123035503, SCHENECTADY, NY 12303-5503 |
| Document Number | 0000007995 |
|---|---|
| Date | Apr 05, 2017 |
| Instrument | 7995 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 04, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,589.00 (+39.97%) | $191,000 (-) Land $38,000 Building $153,000 | $254,667 (+13.33%) Land $50,667 Building $204,000 |
| 2023 | $191,000 (-) Land $38,000 Building $153,000 | $224,706 (+7.06%) Land $44,706 Building $180,000 | |
| 2022 | $191,000 Land $38,000 Building $153,000 | $209,890 Land $41,758 Building $168,132 | |
| 2021 | $3,993.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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