3043 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3043 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	2,262 sqft Living Area
Lot Size	13,125 sqft (0.301 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2022)
Tax Bill	$9,413.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 27.19-1-33`
Alternative APNs	`308902701900010330000000` `02701900010330000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,262 sqft Living Area
1st Floor	1,173 sqft 1st Floor
2nd Floor	1,089 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	13,125 sqft (0.301 acres)
Depth X Width	175 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Shed	1 Shed
Porch Area	360 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02701900010330000000
Street Address	3043 E OLD STATE RD
City	SCHENECTADY
State	NY
Zip	12303-5503
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3043 OLD STATE RD
Legal Subdivision	HAVEN HILLS SECTION ON 2
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	1
Census Block	1023
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.19-1-33

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3043 E OLD STATE RD, SCHENECTADY, NY 12303-5503
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Doc Number	202217627
Record Refreshed	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	May 21, 2020
Property Address	3043 E OLD STATE RD, SCHENECTADY, NY 12303-5503
Document Number	0000009626
Instrument Date	May 01, 2020
Instrument	9626
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	7 BINGHAM ST ALBANY NY 122021139, ALBANY, NY 12202-1139

Mortgage

Document Number	9627
Date	May 21, 2020
Instrument	9627

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,413.00 (+13.82%)	$330,000 (-) Land $66,000 Building $264,000	$440,000 (+13.33%) Land $88,000 Building $352,000
2023		$330,000 (+4.1%) Land $66,000 Building $264,000	$388,235 (+11.45%) Land $77,647 Building $310,588
2022		$317,000 Land $63,000 Building $254,000	$348,352 Land $69,231 Building $279,121
2021	$8,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.