3045 Bridgeham St, Elgin, IL 60124 Property Records

Kane County property record for 3045 Bridgeham St, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms10 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2004
Square Footage3,066 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$345,000 (2020)
Tax Bill$11,761.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-17-355-003

Interior

Bedrooms10 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area3,066 sqft Living Area
Gross Area4,629 sqft Gross Area
Basement Area1,563 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame Construction
Lot Area8,276 sqft (0.19 acres)
Depth X Width125 ft x 66 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address3045 BRIDGEHAM ST
CityELGIN
StateIL
Zip60124-8941
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 1 LOT 171
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number171
Legal Unit1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2014
Census Tract851911

Owner

Source: Kane County records · APN 06-17-355-003

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3045 BRIDGEHAM ST, ELGIN, IL 60124-8941
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
SPRING EQ LLC
Nov 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 17, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Prior SaleMay 09, 2014 · Amount on Record
Deed Doc Number202031645
Prior Transfer DateOct 28, 2010
Prior Transfer Doc0000075783
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3045 BRIDGEHAM ST, ELGIN, IL 60124-8941
Transaction TypeMortgage
Record UpdatedNov 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038604
DateNov 02, 2023
Instrument2023K038604
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3045 BRIDGEHAM ST, ELGIN, IL 60124-8941
Transaction TypeMortgage
Record UpdatedNov 09, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082479
DateNov 02, 2021
Instrument2021K082479
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051
Interest
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 17, 2020
Property Address3045 BRIDGEHAM ST, ELGIN, IL 60124-8941
Document Number0000031645
Map ReferenceDOC 2004K032369
Instrument DateApr 03, 2020
Instrument2020K031645
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3045 BRIDGEHAM ST, ELGIN, IL 60124-8941

Mortgage

Document Number0000031646
DateJun 17, 2020
Instrument2020K031646
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,761.00 (+7.67%) Homeowner's exemption
2024$146,772 (+21.39%) Land $39,827 Building $106,945$440,492 (+21.44%) Land $119,529 Building $320,963
2022$10,923.00 (+3.12%) Homeowner's exemption$120,906 (+7.47%) Land $32,808 Building $88,098$362,718 (+7.47%) Land $98,424 Building $264,294
2021$10,593.00 Homeowner's exemption$112,497 Land $30,673 Building $81,824$337,491 Land $92,019 Building $245,472

Nearby Properties on Bridgeham St

Nearby Streets

Search Property Records by Address or Parcel Number