3040 Bridgeham St, Elgin, IL 60124 Property Records

Kane County property record for 3040 Bridgeham St, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2006
Square Footage	2,531 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Garage	Attached
Last Sale	$392,000 (2023)
Tax Bill	$10,367.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-17-353-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,531 sqft Living Area
Gross Area	3,828 sqft Gross Area
Basement Area	1,297 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame Construction
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	81 ft x 123 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	3040 BRIDGEHAM ST
City	ELGIN
State	IL
Zip	60124-8941
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 1 LOT 168
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	168
Legal Unit	1
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2018
Census Tract	851911

Owner

Source: Kane County records · APN 06-17-353-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	586 RED HILL TRL, C, CAROL STREAM, IL 60188-1755
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Nov 27, 2006 · Amount on Record
Deed Doc Number	20232078
Record Refreshed	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 20, 2023
Property Address	3040 BRIDGEHAM ST, ELGIN, IL 60124-8941
Document Number	0000002078
Map Reference	DOC 2004K032369
Instrument Date	Dec 29, 2022
Instrument	2023K002078
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	586 RED HILL TRL APT C, C, CAROL STREAM, IL 60188-1755

Mortgage

Document Number	0000002079
Date	Jan 20, 2023
Instrument	2023K002079

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,367.00 (+7.66%)
2024		$129,299 (+21.39%) Land $39,827 Building $89,472	$388,052 (+21.44%) Land $119,529 Building $268,523
2022	$9,629.00 (+3.45%) Homeowner's exemption	$106,512 (+6.96%) Land $32,808 Building $73,704	$319,536 (+6.96%) Land $98,424 Building $221,112
2021	$9,308.00 Homeowner's exemption	$99,581 Land $30,673 Building $68,908	$298,743 Land $92,019 Building $206,724

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.