Fremont County property record for 3045 Bluff Rd, Hamburg, IA 51640
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4 ba · 2,660 sqft · built 1998 |
| Lot Size | 5.31 acres (231,304 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,190 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 310310554010000 |
| Primary APN | 310310554010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 2,660 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 231,304 sqft (5.31 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3045 BLUFF RD |
|---|---|
| City | HAMBURG |
| State | IA |
| Zip | 51640-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PCL A W1/2 NE1/4 21-67-42 |
| Legal Range | 42W |
| Legal Township | 67N |
| Legal Section | 21 |
| Jurisdiction | FREMONT IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 970300 |
3045 Bluff Rd, a rural home, is owned and occupied by two individuals.
Source: Fremont County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3045 BLUFF RD, HAMBURG, IA 51640-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3045 Bluff Rd was $3,190 with a homeowner's exemption.
Source: Fremont County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fremont County |
| Unified School District | Hamburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,190.00 | $282,290 (-) Land $3,100 Building $279,190 | $282,290 (-) Land $3,100 Building $279,190 |
| 2025 | $3,190.00 (+11%) Homeowner's exemption | $282,290 Land $3,100 Building $279,190 | $282,290 Land $3,100 Building $279,190 |
| 2024 | $2,874.00 | ||
| 2023 | $242,570 (+10.73%) Land $2,430 Building $240,140 | $242,570 Land $2,430 Building $240,140 | |
| 2022 | $2,746.00 Homeowner's exemption Additional exemption filed | $219,060 Land $1,660 Building $217,400 | |
| 2021 | $219,060 Land $1,660 Building $217,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3045 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 54 (1993–2019) |
| Claims Outside the SFHA | 15 of 54 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3045 Bluff Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 96% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Data Center Fiber · Cable · Fixed Wireless | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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