Fremont County property record for 2992 Bluff Rd, Hamburg, IA 51640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,056 sqft · built 1899 |
| Lot Size | 6.59 acres (287,060 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,394 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 310310466000000 |
| Primary APN | 310310466000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 287,060 sqft (6.59 acres) |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 244 sqft |
| Deck Area | 283 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2992 BLUFF RD |
|---|---|
| City | HAMBURG |
| State | IA |
| Zip | 51640-5039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 SW1/4 SE1/4 EXC TRS 16-67-42 |
| Legal Range | 42W |
| Legal Township | 67N |
| Legal Section | 16 |
| Legal Tract | 16-67 |
| Jurisdiction | FREMONT IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 970300 |
2992 Bluff Rd is owned and occupied by two individuals.
Source: Fremont County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2992 BLUFF RD, HAMBURG, IA 51640-5039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT IA |
| Property Address | 2992 BLUFF RD, HAMBURG, IA 51640-5039 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1616 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 2020/1616 |
| Instrument | 20201616 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 2992 Bluff Rd was $2,394 with a homeowner's exemption.
Source: Fremont County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fremont County |
| Unified School District | Hamburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,394.00 | $224,180 (-) Land $64,130 Building $160,050 | $224,180 (-) Land $64,130 Building $160,050 |
| 2025 | $2,394.00 (+7.94%) Homeowner's exemption | $224,180 Land $64,130 Building $160,050 | $224,180 Land $64,130 Building $160,050 |
| 2024 | $2,218.00 | ||
| 2023 | $198,520 (+27.01%) Land $64,130 Building $134,390 | $198,520 Land $64,130 Building $134,390 | |
| 2022 | $1,872.00 Homeowner's exemption | $156,300 Land $41,950 Building $114,350 | |
| 2021 | $156,300 Land $41,950 Building $114,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2992 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 54 (1993–2019) |
| Claims Outside the SFHA | 15 of 54 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2992 Bluff Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 93% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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