3044 Summit Trails Dr, Sevierville, TN 37862 Property Records

Sevier County property record for 3044 Summit Trails Dr, Sevierville, TN 37862

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,750 sqft · built 2018
Lot Size	2.33 acres (101,930 sqft)
Owner	2 Owner Names on Record
Last Sale	$195,000 (Jun 2013)
Tax Bill	$6,870 (2025)
Deeds & Mortgages	Nov 2018 Construction Loan Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078092 06100`

Property Details

APN / Parcel Number

Primary APN	`078092 06100`
Alternative APN	`092 06100`

Interior

Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,750 sqft Living Area
1st Floor Area	2,745 sqft
Upper Floors Area	2,005 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	101,930 sqft (2.33 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,300 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	720 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3044 SUMMIT TRAILS DR
City	SEVIERVILLE
State	TN
Zip	37862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DISTRICT: 16, COUNTY AREA: I01
Legal Subdivision	THE SUMMIT PHASE I
Legal Lot Number	21
Jurisdiction	SEVIER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	80901

Owner

Source: Sevier County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	PO BOX 988, PIGEON FORGE, TN 37868-0988

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK
Mar 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS UNION BANK
May 18, 2017	Deed of Trust, Mortgage · Line of Credit HIGHLANDS UNION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2013 · Amount on Record
Deed Sale	Jun 6, 2013 · Amount on Record
Prior Sale	Jan 31, 2013 · Amount on Record
Deed Document Number	13022902
Deed Book / Page	4124 / 482
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3044 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052390470
Date	Nov 26, 2018
Book Page	5239/470
Instrument	18042676

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	SEVIERVILLE, TN 37862

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3044 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048920680
Date	Mar 3, 2017
Book Page	4892/680
Instrument	17007316

Lender

Name	HIGHLANDS UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3044 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862
Document Number	0049330639
Book / Page	004933 / 000639
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 RASPBERRY DR #DR NEW MARKET TN 378204858, DR, NEW MARKET, TN 37820-4858

Mortgage

Document Number	0049330639
Date	May 22, 2017
Book Page	004933/000639
Instrument	16382

Lender

Name	HIGHLANDS UNION BK
Type	Bank
Address	ABINGDON, VA 24212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,870.00	$464,200 (-) Land $48,125 Building $416,075
2023		$464,200 (-) Land $48,125 Building $416,075
2022		$464,200 Land $48,125 Building $416,075	$1,856,800 (-) Land $192,500 Building $1,664,300
2021	$6,870.00		$1,856,800 Land $192,500 Building $1,664,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 98.2% of Tennessee
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIGEON FORGE WATER DEPARTMENT serves 14,872 people · EPA ID TN0000548
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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