2975 Summit Trails Dr, Sevierville, TN 37862 Property Records

Sevier County property record for 2975 Summit Trails Dr, Sevierville, TN 37862

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,972 sqft · built 2022
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$2,800,000 (Sep 2025)
Tax Bill	$5,699 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`092-054.00`

Property Details

APN / Parcel Number

Primary APN	`092-054.00`
Alternative APNs	`1609209205400` `078092 05400`

Interior

Full Baths	6 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	4,972 sqft Living Area
Gross Area	6,321 sqft
1st Floor Area	2,785 sqft
Upper Floors Area	528 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,153 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2975 SUMMIT TRAILS DR
City	SEVIERVILLE
State	TN
Zip	37862-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THE SUMMIT PHASE I PB LM 7 PG 160 LOT 14
Legal Subdivision	THE SUMMIT PHASE I
Legal Lot Number	14
Jurisdiction	SEVIER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3001
Census Tract	80901

Owner

2975 Summit Trails Dr is owned by an individual who bought it in September 2025.

Source: Sevier County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	1118 LOOP RD, SEVIERVILLE, TN 37876-0332
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 14, 2025	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 16, 2025	Warranty Deed, Transfer GARY FIELDS
Dec 28, 2022	Intrafamily Transfer, Transfer · Line of Credit SMARTBANK
Feb 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Feb 17, 2020 · Amount on File
Deed Document Number	202525960
Deed Book / Page	6782 / 235
Prior Transfer Date	Dec 22, 2022
Prior Transfer Doc	0062420199
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	2975 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862-7711
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064670028
Date	Feb 26, 2024
Book Page	6467/28
Instrument	24004791

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	2975 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862-7711
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2975 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862-7711

Mortgage

Document Number	0066470192
Date	Jan 14, 2025
Book Page	6647/192
Instrument	25000932

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	3060 WILLIAMS DR STE 600, FAIRFAX, VA 22031

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Sep 16, 2025
Property Address	2975 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862-7711
Document Number	0067820235
Book / Page	6782 / 235
Map Reference	MB 7 PG 160
Instrument Date	Sep 5, 2025
Instrument	25025960
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 LOOP RD, SEVIERVILLE, TN 37876-0332

Mortgage

Document Number	0025025961
Date	Sep 16, 2025
Instrument	25025961

Lender

Name	GARY FIELDS
Type	Private Party

Agreement

Amount	Amount on Record
Term	1 Months
Due	Oct 5, 2025

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEVIER TN
Recording Date	Dec 28, 2022
Property Address	2975 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862-7711
Document Number	0062420199
Book / Page	6242 / 199
Map Reference	MB 7 PG 160
Instrument Date	Dec 22, 2022
Instrument	22047660
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2975 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862-7711

Mortgage

Document Number	0022047662
Date	Dec 28, 2022
Instrument	22047662

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Feb 17, 2020
Property Address	2975 SUMMIT TRAILS DR, SEVIERVILLE, TN 37862-7711
Document Number	0054820567
Book / Page	005482 / 000567
Instrument Date	Feb 14, 2020
Instrument	5015
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$281.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2863 SUMMIT TRAILS DR SEVIERVILLE TN 378627786, SEVIERVILLE, TN 37862-7786

Tax Assessment & Valuation

The 2025 property tax bill for 2975 Summit Trails Dr was $5,699.

Source: Sevier County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,699.00	$385,075 (-) Land $18,750 Building $366,325	$1,540,300 Land $75,000 Building $1,465,300
2024	$5,699.00	$385,075 (-) Land $18,750 Building $366,325
2023		$385,075 Land $18,750 Building $366,325
2021	$278.00		$1,540,300 Land $75,000 Building $1,465,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2975 Summit Trails Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2975 Summit Trails Dr is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 99.1% of Tennessee
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIGEON FORGE WATER DEPARTMENT serves 14,872 people · EPA ID TN0000548
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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