3029 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3029 Charles St, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,880 sqft · built 2019
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Nov 2019)
Tax Bill	$5,869 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-099044`

Property Details

APN / Parcel Number

Primary APN	`04-099044`
Alternative APNs	`4041798` `099044`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,880 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	146,362 sqft (3.36 acres)
Garage Type	Built-in
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	205 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	099044
Street Address	3029 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 3.36 AC 3029 CHARLES STREET LD LIPTRAP PT 103/86
Legal Subdivision	LANDS OF ROY L & CATHERINE E LIPTRAP
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3000
Census Tract	304202

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3029 CHARLES ST, FALLSTON, MD 21047-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HAR CO CU
Nov 1, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI HAR-CO CU
Apr 6, 2018	Deed of Trust, Mortgage ROSEDALE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Mar 20, 2015 · Amount on Record
Deed Book / Page	13522 / 451
Transfer Doc	0000000489
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3029 CHARLES ST, FALLSTON, MD 21047-1345
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LOWE TITLE SERVICES, LOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150360426
Date	Sep 20, 2021
Book Page	15036/426

Lender

Name	TOWER FCU
Type	Credit Union
Address	27070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3029 CHARLES ST, FALLSTON, MD 21047-1345
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 CHARLES ST, FALLSTON, MD 21047-1345

Mortgage

Document Number	0150360404
Date	Sep 20, 2021
Book Page	15036/404

Lender

Name	HAR CO CU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 1, 2019
Property Address	3029 CHARLES ST, FALLSTON, MD 21047-1345
Document Number	0135220451
Book / Page	013522 / 000451
Instrument Date	Oct 23, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 19, 2019
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3029 CHARLES ST FALLSTON MD 210471345, FALLSTON, MD 21047-1345

Mortgage

Document Number	135220460
Date	Nov 1, 2019
Book Page	013522/000460

Lender

Name	HAR-CO CU
Address	BEL AIR, MD 21014

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3029 CHARLES ST, FALLSTON, MD 21047-1345
Document Number	0127760215
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	COMMERCIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1374 W JARRETTSVILLE RD FOREST HILL MD 210501105, FOREST HILL, MD 21050-1105

Mortgage

Document Number	0127760215
Date	Apr 12, 2018
Book Page	012776/000215

Lender

Name	ROSEDALE FED'L S&L ASSN
Type	Federal Savings Bank
Address	BALTIMORE, MD 21236

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,467 (+14.57%)	$619,200 (+16.17%) Land $146,800 Building $472,400
2025	$5,869.00 (+7.02%)
2023		$515,367	$533,000 Land $146,800 Building $386,200
2022	$5,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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