3043 E Washburn Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3043 E Washburn Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,232 sqft · built 1898
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2008)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8812-19-351-003`

Property Details

APN / Parcel Number

Primary APN	`8812-19-351-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	654 sqft
Basement Area	654 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	176 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3043 E WASHBURN RD
City	WATERLOO
State	IA
Zip	50701-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SW SW SEC 19 T 88 R 12 BEG AT PT ON S LINE SW 1/4 SEC 19 335.06 FT E OF SW COR SAID SW 1/4 TH N 251.10 FT TH E 260.22 FT
Legal Range	12W
Legal Township	88N
Legal Section	19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1019
Census Tract	2902

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3043 E WASHBURN RD, WATERLOO, IA 50701-9478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2008 · Amount on Record
Deed Sale	Aug 11, 2008 · Amount on Record
Deed Document Number	20082009003289
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3043 E WASHBURN RD, WATERLOO, IA 50701-9478
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001243
Date	Jul 21, 2017
Instrument	2018-00001243

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,138.00 (+6.01%) Homeowner's exemption	$259,300 (+12.29%) Land $71,400 Building $187,900	$259,300 (+12.29%) Land $71,400 Building $187,900
2024	$2,960.00 (+26.39%)
2023		$230,930 (+26.33%) Land $61,200 Building $169,730	$230,930 (+26.33%) Land $61,200 Building $169,730
2022	$2,342.00 Homeowner's exemption	$182,800 Land $51,000 Building $131,800
2021			$182,800 Land $51,000 Building $131,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1993–2016)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 6 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130