2805 E Washburn Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2805 E Washburn Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,647 sqft · built 2006
Lot Size11.9 acres (521,848 sqft)
OwnerCompany Name on Record
Last Sale$313,000 (Mar 2010)
Tax Bill$9,418 (2025)
Deeds & MortgagesOct 2019 Refinance
Oct 2019 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN8813-24-476-001

Property Details

APN / Parcel Number

Primary APN8813-24-476-001

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms14 Rooms
Stories2 Stories
Building Area3,647 sqft Living Area
1st Floor Area1,008 sqft
Basement Area2,519 sqft
Finished Basement1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area521,848 sqft (11.9 acres)
Garage TypeAttached
Garage Area1,185 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area198 sqft
Deck AreaDeck Area
Patio Area45 sqft
GranaryGranary
Poultry HousePoultry House

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2805 E WASHBURN RD
CityWATERLOO
StateIA
Zip50701-9475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 SE 1/4 SEC 24 T 88 R 13 EXC BEG AT NE COR SE 1/4 SAID SEC TH S ALONG E LINE OF SAID SE 1/4 1920.4 FT TH N 88 DEG 17 MIN
Legal Range13W
Legal Township88N
Legal Section24
Legal SubdivisionSOUTH ACRES ADD
JurisdictionBLACK HAWK IA
Township / Civil DivisionORANGE
Census Block Group2
Census Block2028
Census Tract3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2805 E WASHBURN RD, WATERLOO, IA 50701-9475
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GREENSTATE CREDIT UNION
Oct 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GREENSTATE CREDIT UNION
May 23, 2017Deed of Trust, Mortgage · Construction Mortgage
US BANK NA
Nov 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GREENSTATE CREDIT UNION
Jul 2, 2018Deed of Trust, Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2010 · Amount on Record
Deed SaleMar 4, 2010 · Amount on Record
Deed Document Number201016473
Last Transfer DateNov 22, 2024
Transfer Doc0000023803
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2805 E WASHBURN RD, WATERLOO, IA 50701-9475
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007199
DateOct 18, 2019
Instrument202000007199
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2034

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2805 E WASHBURN RD, WATERLOO, IA 50701-9475
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007198
DateOct 18, 2019
Instrument202000007198
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2805 E WASHBURN RD, WATERLOO, IA 50701-9475
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700020369
DateMay 23, 2017
Instrument2017-00020369
Lender
NameUS BANK NA
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueApr 26, 2018
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2805 E WASHBURN RD, WATERLOO, IA 50701-9475
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000009446
DateNov 20, 2019
Instrument202000009446
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2805 E WASHBURN RD, WATERLOO, IA 50701-9475
Transaction TypeMortgage
Record UpdatedJul 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900000059
DateJul 2, 2018
Instrument201900000059
Lender
NameUS BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term234 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,418.00 (-3.11%) Homeowner's exemption$757,410 (+3%) Land $146,860 Building $610,550$757,410 (+3%) Land $146,860 Building $610,550
2024$9,720.00 (+20.6%)
2023$735,360 (+20.33%) Land $125,880 Building $609,480$735,360 (+20.33%) Land $125,880 Building $609,480
2022$8,060.00 Homeowner's exemption$611,100 Land $104,900 Building $506,200
2021$611,100 Land $104,900 Building $506,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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