3043 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3043 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,774 sqft · built 2012
Lot Size	0.305 acres (13,298 sqft)
Owner	Individual Name on File
Last Sale	$646,912 (Apr 2025)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A341050`

Property Details

APN / Parcel Number

Primary APN	`000A341050`
Alternative APNs	`03-1031-25-3-04-01-0000` `R619315` `A34105`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,774 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,612 sqft
Basement Area	1,612 sqft
Finished Basement	1,162 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,298 sqft (0.305 acres)
View / Lot	Neighborhood / Spot
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3043 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 2ND FILING (09), S25, T01 N, R24 E, BLOCK 2, LOT 1
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 2ND FILING (09)
Legal Block	2
Legal Lot Number	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2095
Census Tract	1403

Owner

3043 E Copper Ridge Loop is owned and occupied by an individual who bought it in April 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3043 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
May 15, 2017	Deed of Trust, Mortgage WESTERN SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	Jan 25, 2013 · Amount on File
Deed Document Number	20254099827
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3043 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003999278
Date	Nov 30, 2021
Instrument	3999278

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3043 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003813921
Date	May 15, 2017
Instrument	3813921

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	BILLINGS, MT 59103

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3043 E Copper Ridge Loop was $4,164, down 5.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,100 (-) Land $96,956 Building $440,144	$537,100 (-) Land $96,956 Building $440,144
2025	$4,164.00 (-5.3%)	$537,100 Land $96,956 Building $440,144	$537,100 Land $96,956 Building $440,144
2024	$4,397.00 (+19.29%)
2023	$3,686.00	$413,100	$413,100 Land $73,469 Building $339,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3043 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3043 E Copper Ridge Loop is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 65% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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