3042 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3042 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,858 sqft · built 2011
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on File
Last Sale	$251,800 (Jan 2012)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`000A341370`

Property Details

APN / Parcel Number

Primary APN	`000A341370`
Alternative APNs	`03-1031-25-3-05-72-0000` `R619347` `A34137`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,858 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Finished Basement	1,354 sqft
Unfinished Basement	150 sqft
Family Room	Family Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
View / Lot	Neighborhood / Spot
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3042 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 2ND FILING (09), S25, T01 N, R24 E, BLOCK 3, LOT 71
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 2ND FILING (09)
Legal Block	3
Legal Lot Number	71
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2094
Census Tract	1403

Owner

3042 E Copper Ridge Loop is owned and occupied by two individuals who bought it in January 2012.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3042 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jul 28, 2017	Loan Modification, Mortgage · Line of Credit BILLINGS FCU
Sep 4, 2015	Loan Modification, Mortgage BILLINGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2012 · Amount on File
Deed Sale	Jan 9, 2012 · Amount on File
Prior Sale	Jul 29, 2011
Deed Document Number	20123610615
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3042 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004027946
Date	Aug 26, 2022
Instrument	4027946

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3042 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003987375
Date	Aug 27, 2021
Instrument	3987375

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3042 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003983134
Date	Aug 5, 2021
Instrument	3983134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3042 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003927512
Date	Jul 10, 2020
Instrument	3927512

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 9, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3042 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003922418
Date	Jun 2, 2020
Instrument	3922418

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	3042 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0003821947
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003821947
Date	Aug 3, 2017
Instrument	3821947

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103-1779

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 2, 2032

Interest

Rate Type	Adjustable Rate

September 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	3042 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0003875237
Instrument Date	Sep 4, 2015
Transaction Type	Mortgage
Record Updated	Feb 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3042 E COPPER RIDGE LOOP BILLINGS MT 591062227, BILLINGS, MT 59106-2227

Mortgage

Document Number	0003875237
Date	Feb 7, 2019
Instrument	3875237

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103-1779

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 6, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3042 E Copper Ridge Loop was $3,568, down 16.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,500 (-) Land $74,906 Building $406,594	$481,500 (-) Land $74,906 Building $406,594
2025	$3,568.00 (-16.46%)	$481,500 Land $74,906 Building $406,594	$481,500 Land $74,906 Building $406,594
2024	$4,271.00 (+15.87%)
2023	$3,686.00	$413,000	$413,000 Land $65,468 Building $347,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3042 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3042 E Copper Ridge Loop is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 65% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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