3042 Montego Pl, Plano, TX 75023 Property Records

Collin County property record for 3042 Montego Pl, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,128 sqft · built 1979
Owner	Individual Name on File
Tax Bill	$8,700 (2024)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0397-005-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-0397-005-0140-1`
Alternative APN	`201203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
Gross Area	4,283 sqft
2nd Floor Area	1,138 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Porch	Covered Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	201203
Street Address	3042 MONTEGO PL
City	PLANO
State	TX
Zip	75023-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PRAIRIE CREEK ESTATES NO 3 (CPL), BLK E, LOT 14
Legal Subdivision	PRAIRIE CREEK ESTATES NO 3 (CPL)
Legal Block	E
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3003
Census Tract	31613

Owner

3042 Montego Pl is owned and occupied by an individual who acquired it in April 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3042 MONTEGO PL, PLANO, TX 75023-8010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023
Deed Sale	Apr 27, 2023
Deed Document Number	2023000045698
Record Updated	Jun 8, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 27, 2023
Property Address	3042 MONTEGO PL, PLANO, TX 75023-8010
Document Number	2023000045698
Map Reference	VOL 11 PG 48
Instrument Date	Apr 26, 2023
Instrument	2023000045698
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	TITLE FORWARD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RAWHIDE CT, PLANO, TX 75023-4738

Mortgage

Document Number	2023000045699
Date	Apr 27, 2023
Instrument	2023000045699

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$630,749 Land $145,800 Building $484,949	$630,749 Land $145,800 Building $484,949
2024	$8,700.00
2023		$536,845 Land $129,600 Building $407,245	$536,845 Land $129,600 Building $407,245
2022	$3,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3042 Montego Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3042 Montego Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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