3042 Cole Grade Dr, Santee, CA 92071 Property Records

San Diego County property record for 3042 Cole Grade Dr, Santee, CA 92071 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,885 sqft · built 2009
Lot Size	9.5 acres (414,233 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jan 2026)
Tax Bill	$6,421 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`384-490-01-49`

Property Details

APN / Parcel Number

Primary APN	`384-490-01-49`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,885 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	414,233 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3042 COLE GRADE DR
City	SANTEE
State	CA
Zip	92071-7606
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 1 US 49PER DOC07-187734&UND INT IN TR 015456
Legal Subdivision	SANTEE #2005-06
Legal Tract	015456
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16704

Owner

Source: San Diego County records · APN 384-490-01-49

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3042 COLE GRADE DR, SANTEE, CA 92071-7606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 13, 2026	Grant Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 30, 2019	Grant Deed, Transfer · VA Mortgage USAA
Aug 30, 2017	Grant Deed, Transfer · VA Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Jun 27, 2025 · Amount on Record
Deed Document Number	20268579
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3042 COLE GRADE DR, SANTEE, CA 92071-7606
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3042 COLE GRADE DR, SANTEE, CA 92071-7606

Mortgage

Document Number	0000350316
Date	Sep 01, 2022
Instrument	2022-0350316

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2026
Property Address	3042 COLE GRADE DR, SANTEE, CA 92071-7606
Document Number	0000008579
Map Reference	MAP 15456
Instrument Date	Jan 06, 2026
Instrument	2026-0008579
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3042 COLE GRADE DR, SANTEE, CA 92071-7606
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008580
Date	Jan 13, 2026
Instrument	2026-0008580

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3042 COLE GRADE DR, SANTEE, CA 92071-7606
Document Number	0000474860
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 01, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3042 COLE GRADE DR SANTEE CA 920717606, SANTEE, CA 92071-7606

Mortgage

Document Number	0000474860
Date	Aug 21, 2020
Instrument	474860

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	3042 COLE GRADE DR, SANTEE, CA 92071-7606
Document Number	0000376168
Instrument Date	Aug 01, 2019
Instrument	376168
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3042 COLE GRADE DR SANTEE CA 920717606, SANTEE, CA 92071-7606

Mortgage

Document Number	376169
Date	Aug 30, 2019
Instrument	376169

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2017
Property Address	3042 COLE GRADE DR, SANTEE, CA 92071-7606
Document Number	0000398690
Instrument Date	Jul 17, 2017
Instrument	398690
Transaction Type	Transfer
Record Updated	Sep 05, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3042 COLE GRADE DR SANTEE CA 920717606, SANTEE, CA 92071-7606

Mortgage

Document Number	398691
Date	Aug 30, 2017
Instrument	398691

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$586,499 (+8.34%) Land $206,172 Building $380,327
2025	$6,421.00 (+4.36%) Homeowner's exemption	$541,351 (+4.04%) Land $190,301 Building $351,050
2023	$6,153.00 (+0.74%) Homeowner's exemption	$520,331 Land $182,912 Building $337,419
2022	$6,108.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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