3039 Cole Grade Dr, #45, Santee, CA 92071 Property Records

San Diego County property record for 3039 Cole Grade Dr, #45, Santee, CA 92071

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,795 sqft · built 2009
Lot Size9.5 acres (414,233 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Sep 2014)
Tax Bill$5,511 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN384-490-01-45

Property Details

APN / Parcel Number

Primary APN384-490-01-45

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,795 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Lot Area414,233 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3039 COLE GRADE DR, 45
CitySANTEE
StateCA
Zip92071-7607
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeP/OS
Legal DescriptionLOT 1 US 45PER DOC07-187734&UND INT IN TR 015456
Legal SubdivisionSANTEE 2005-06
Legal Tract015456
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract16704

Owner

Source: San Diego County records · APN 384-490-01-45

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3039 COLE GRADE DR, 45, SANTEE, CA 92071-7607
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2017Deed of Trust, Mortgage · FHA Mortgage
BROKER SOLUTIONS INC
Jan 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Jan 07, 2020Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2014 · Amount on Record
Deed SaleSep 19, 2014 · Amount on Record
Prior SaleNov 25, 2009 · Amount on Record
Deed Document Number2014407020
Prior Transfer DateNov 08, 2012
Prior Transfer Doc0000791626
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3039 COLE GRADE DR # 45, 45, SANTEE, CA 92071-7607
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000427923
DateSep 19, 2017
Instrument2017-0427923
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3039 COLE GRADE DR # 45, 45, SANTEE, CA 92071-7607
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005905
DateJan 07, 2020
Instrument2020-0005905
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3039 COLE GRADE DR # 45, 45, SANTEE, CA 92071-7607
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005906
DateJan 07, 2020
Instrument2020-0005906
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3039 COLE GRADE DR # 45, 45, SANTEE, CA 92071-7607
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3039 COLE GRADE DR 45, 45, SANTEE, CA 92071-7607

Mortgage

Document Number0000710310
DateOct 12, 2021
Instrument2021-0710310
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term347 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$465,824 (+2%) Land $134,503 Building $331,321
2025$5,511.00 (+4.3%)$456,691 (+4.04%) Land $131,866 Building $324,825
2023$5,284.00 (+0.72%)$438,959 Land $126,747 Building $312,212
2022$5,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, Verizon.

Based on FCC filings for 382 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPADRE DAM MWD
serves 93,980 people
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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