Albany County and Guilderland Town property record for 3041 E Lydius St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,238 sqft Living Area |
| Lot Size | 11,543 sqft (0.265 acres) |
| Garage | Mixed, 240 sqft |
| Last Sale | $305,000 (2026) |
| Tax Bill | $6,056.00 (2025) |
| Primary APN | 013089 15.14-4-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,238 sqft Living Area |
| 1st Floor | 998 sqft 1st Floor |
| Upper Floors | 240 sqft Upper Floors |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 11,543 sqft (0.265 acres) |
| Depth X Width | 164 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 240 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Pool Area | 512 sqft Pool |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01501400040210000000 |
|---|---|
| Street Address | 3041 E LYDIUS ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5032 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 LI 3041 LYDIUS ST |
| Legal Subdivision | LILLIAN ESTATES ROMANO FERRO |
| Legal Block | 4 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 15.14-4-21
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 WHITE ST, 28, COHOES, NY 12047-3265 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 25, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 23, 2018 | Grant Deed, Transfer |
| May 23, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | May 23, 2018 · Amount on Record |
| Deed Doc Number | 20266060 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3041 E LYDIUS ST, SCHENECTADY, NY 12303-5032 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3041 E LYDIUS ST, SCHENECTADY, NY 12303-5032 |
| Document Number | 0000007429 |
|---|---|
| Date | Nov 25, 2022 |
| Instrument | R2022-27429 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 30, 2026 |
| Property Address | 3041 E LYDIUS ST, SCHENECTADY, NY 12303-5032 |
| Document Number | 0000000060 |
| Map Reference | DR 139 MAP 2446 |
| Instrument Date | Mar 24, 2026 |
| Instrument | R2026-6060 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | CATIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3041 E LYDIUS ST, SCHENECTADY, NY 12303-5032 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 12 WHITE ST, COHOES, NY 12047-3263 |
| Document Number | 0000000061 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | R2026-6061 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 23, 2018 |
| Property Address | 3041 E LYDIUS ST, SCHENECTADY, NY 12303-5032 |
| Document Number | 0020181163 |
| Book / Page | 002018 / 011163 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 E LYDIUS ST SCHENECTADY NY 12303, SCHENECTADY, NY 12303 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 23, 2018 |
| Property Address | 3041 E LYDIUS ST, SCHENECTADY, NY 12303-5032 |
| Document Number | 0000001163 |
| Map Reference | DR139 MAP2446 |
| Instrument Date | May 16, 2018 |
| Instrument | R2018-11163 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3041 E LYDIUS ST, 3041, SCHENECTADY, NY 12303-5032 |
| Name | Verified Name |
|---|---|
| Address | 42 STREAMVIEW LN, WYNANTSKILL, NY 12198-8164 |
| Document Number | 0000001164 |
|---|---|
| Date | May 23, 2018 |
| Instrument | R2018-11164 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,056.00 (+11.84%) | $208,000 (-) Land $42,000 Building $166,000 | $277,333 (+13.33%) Land $56,000 Building $221,333 |
| 2023 | $208,000 (-) Land $42,000 Building $166,000 | $244,706 (+7.06%) Land $49,412 Building $195,294 | |
| 2022 | $208,000 Land $42,000 Building $166,000 | $228,571 Land $46,154 Building $182,417 | |
| 2021 | $5,415.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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