3027 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3027 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,542 sqft · built 1952
Lot Size	0.263 acres (11,480 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Sep 2009)
Tax Bill	$5,019 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-4-10`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-4-10`
Alternative APNs	`308901501400040100000000` `01501400040100000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,048 sqft
Upper Floors Area	494 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	11,480 sqft (0.263 acres)
Lot Dimensions	164 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400040100000000
Street Address	3027 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 LI 3027 LYDIUS ST
Legal Subdivision	LILLIAN ESTATES ROMANO FARM
Legal Block	4
Legal Lot Number	10.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3003
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 15.14-4-10

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	411 VINCENT DR, SCHENECTADY, NY 12303-5268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2009 · Amount on Record
Deed Sale	Sep 15, 2009 · Amount on Record
Deed Document Number	200910492107
Deed Book / Page	2958 / 641
Last Transfer Date	Feb 24, 2012
Transfer Doc	0011097056
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3027 E LYDIUS ST, SCHENECTADY, NY 12303-5036
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 E LYDIUS ST, SCHENECTADY, NY 12303-5036

Mortgage

Document Number	0000009487
Date	Aug 23, 2022
Instrument	R2022-19487

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,019.00 (+13.81%) Homeowner's exemption	$188,000 (-) Land $38,000 Building $150,000	$250,667 (+13.33%) Land $50,667 Building $200,000
2023		$188,000 (-) Land $38,000 Building $150,000	$221,176 (+7.06%) Land $44,706 Building $176,470
2022		$188,000 Land $38,000 Building $150,000	$206,593 Land $41,758 Building $164,835
2021	$4,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.