3041 Caroline Dr, Chipley, FL 32428 Property Records

Washington County property record for 3041 Caroline Dr, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 3 ba · 2,280 sqft · built 2025
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Sep 2022)
Tax Bill	$3,271 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000041540006`

Property Details

APN / Parcel Number

Primary APN	`000041540006`
Alternative APN	`41540006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,280 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000041540006
Street Address	3041 CAROLINE DR
City	CHIPLEY
State	FL
Zip	32428-3447
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	24 1 15 2.5 ORB 1254 P 209 BG.330'S,1679.1' E. OF NWC OF NE1/4,RN E.330',S.330',W.330', N.330' TO POB LESS RDS. AKA LOT 16
Legal Range	15W
Legal Township	01N
Legal Section	24
Legal Subdivision	CAROLINE ESTATE
Legal Block	4154
Legal Lot Number	16
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1009
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1256, LYNN HAVEN, FL 32444-6056
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2024	Deed of Trust, Mortgage · Balloon Mortgage HOMEFI CORP
Sep 27, 2022	Warranty Deed, Transfer PARAMOUNT TITLE
Nov 17, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	202267008022
Deed Book / Page	1254 / 209
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3041 CAROLINE DR, CHIPLEY, FL 32428-3447
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 CAROLINE STREET, CHIPLEY, FL 32428-3447
Investor	Possibly a Property Investor

Mortgage

Document Number	0067008235
Date	Nov 12, 2024
Book Page	1320/839
Instrument	202467008235

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3041 CAROLINE DR, CHIPLEY, FL 32428-3447
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 CAROLINE DR, CHIPLEY, FL 32428-3447
Investor	Possibly a Property Investor

Mortgage

Document Number	0067007086
Date	Sep 30, 2024
Book Page	1317/22
Instrument	202467007086

Lender

Name	HOMEFI CORP
Type	Non-Lending Institution
Address	4008 LEGENDARY DR STE 300, DESTIN, FL 32541

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 27, 2022
Property Address	3041 CAROLINE DR, CHIPLEY, FL 32428-3447
Document Number	0067008022
Book / Page	1254 / 209
Instrument Date	Sep 22, 2022
Instrument	202267008022
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5116 ELLENDALE AVE, TAMPA, FL 33625-6421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1256, LYNN HAVEN, FL 32444-6056

November 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	WASHINGTON FL
Recording Date	Nov 17, 2021
Property Address	3041 CAROLINE DR, CHIPLEY, FL 32428-3447
Document Number	0067009166
Book / Page	1224 / 719
Map Reference	MB 408 PG 145
Instrument Date	Nov 16, 2021
Instrument	202167009166
Transaction Type	Foreclosure
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$44.80
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 ELLENDALE AVE, TAMPA, FL 33625-6421

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,271.00 (+862.06%)	$236,170 (+835.33%) Land $21,250 Building $214,920	$236,170 (+835.33%) Land $21,250 Building $214,920
2024	$340.00 (-1.16%)	$25,250 (-) Land $18,750 Building $6,500	$25,250 (-) Land $18,750 Building $6,500
2023	$344.00 (+138.89%)	$25,250 (+140.48%) Land $18,750 Building $6,500	$25,250 (+140.48%) Land $18,750 Building $6,500
2022	$144.00	$10,500 Land $10,500	$10,500 Land $10,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Nearby Properties on Caroline Dr

Nearby Streets

All Chipley, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures