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3022 Caroline Dr, Chipley, FL 32428 Property Records

Washington County property record for 3022 Caroline Dr, Chipley, FL 32428

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,440 sqft · built 1986
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Apr 2018)
Tax Bill$958 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000041540014

Property Details

APN / Parcel Number

Primary APN000041540014
Alternative APN
  • 41540014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,440 sqft Heated Area
Gross Area1,656 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2006
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area108,900 sqft (2.5 acres)
PorchFinished/Screened Porch
Porch Area216 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000041540014
Street Address3022 CAROLINE DR
CityCHIPLEY
StateFL
Zip32428-3446
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal Description24 1 15 2.5 ORB 1116 351 P 366 BEG 321.05'N.,330.06'W OF SEC OF N1/2 OF NE1/4, RUN W.330',N.330', E.330',S.330' TO POB, LESS
Legal Range15W
Legal Township01N
Legal Section24
Legal SubdivisionCAROLAND ESTATE
Legal Block4154
Legal Lot Number0014
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

3022 Caroline Dr, a residential property, is owned and occupied by two individuals who bought it in April 2018.

Source: Washington County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address3022 CAROLINE DR, CHIPLEY, FL 32428-3446
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2018 · Amount on File
Deed SaleApr 23, 2018 · Amount on File
Deed Document Number0001116186
Deed Book / Page1116 / 186
Record UpdatedJun 8, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 23, 2018
Property Address3022 CAROLINE DR, CHIPLEY, FL 32428-3446
Document Number0067002791
Book / Page001116 / 000186
Instrument DateApr 13, 2018
Instrument67002791
Transaction TypeTransfer
Record UpdatedMay 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3022 CAROLINE DR CHIPLEY FL 324283446, CHIPLEY, FL 32428-3446

Mortgage

Document Number67002792
DateApr 23, 2018
Book Page001116/000188
Instrument67002792
Lender
NamePAULA & KENNETH SHIRLEY
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3022 Caroline Dr was $958 with a homeowner's exemption, up 7.6% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$958.00 (+7.64%) Homeowner's exemption$110,029 (+2.9%)$113,294 (-18.77%) Land $21,250 Building $92,044
2024$890.00 (+3.25%) Homeowner's exemption$106,928 (+3%)$139,469 (+18.19%) Land $18,750 Building $120,719
2023$862.00 (+3.98%) Homeowner's exemption$103,814 (+3%)$118,000 (+17.08%) Land $18,750 Building $99,250
2022$829.00 Homeowner's exemption$100,790 Land $10,500 Building $90,290$100,790 Land $10,500 Building $90,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3022 Caroline Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3022 Caroline Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

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