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3040 Panama Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3040 Panama Ave, Carmichael, CA 95608 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1947
Square Footage1,621 sqft Living Area
Lot Size32,118 sqft (0.737 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2013)
Tax Bill$4,176.00 (2025)

Property Details

APN / Parcel Number

Primary APN273-0111-001-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,621 sqft Living Area
Gross Area2,017 sqft Gross Area
1st Floor1,621 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area32,118 sqft (0.737 acres)
Parking Spaces1 Parking Spaces
Garage Area396 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3040 PANAMA AVE
CityCARMICHAEL
StateCA
Zip95608-4048
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN 115 FT OF W 300 FT OF N 330 FT LOT 171 CARMICHAEL COLONY EXCLUDING R/W PER 20121019-487.
Legal SubdivisionCARMICHAEL COLONY
Legal Lot Number171
JurisdictionSACRAMENTO CA
Minor Civil DivisionSACRAMENTO
Census Blockgroup2
Census Block2002
Census Tract7802

Owner

Source: Sacramento County records · APN 273-0111-001-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3040 PANAMA AVE, CARMICHAEL, CA 95608-4048
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 05, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 19, 2020Quit Claim Deed, Transfer
UNITED WHOLESALE MTG
Jan 18, 2020Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2013 · Amount on Record
Deed SaleMar 14, 2013 · Amount on Record
Prior SaleJul 02, 2009 · Amount on Record
Deed Book / Page20130314 / 1128
Last Transfer DateOct 13, 2020
Transfer Doc10190000000748
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3040 PANAMA AVE, CARMICHAEL, CA 95608-4048
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 PANAMA AVE, CARMICHAEL, CA 95608-4048

Mortgage

Document Number0000001668
DateApr 05, 2021
Instrument202104051668
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 11, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3040 PANAMA AVE, CARMICHAEL, CA 95608-4048
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 PANAMA AVE, CARMICHAEL, CA 95608-4048

Mortgage

Document Number4050000001668
DateApr 05, 2021
Book Page20210405/1668
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 11, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 19, 2020
Property Address3040 PANAMA AVE, CARMICHAEL, CA 95608-4048
Document Number2010190748
Instrument DateOct 13, 2020
Instrument2010190748
Transaction TypeTransfer
Record UpdatedNov 02, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3040 PANAMA AVE CARMICHAEL CA 956084048, CARMICHAEL, CA 95608-4048

Mortgage

Document Number2010190749
DateOct 19, 2020
Instrument2010190749
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueOct 18, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSACRAMENTO CA
Property Address3040 PANAMA AVE, CARMICHAEL, CA 95608-4048
Document Number2002110356
Instrument DateJan 18, 2020
Transaction TypeMortgage
Record UpdatedMar 03, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3040 PANAMA AVE CARMICHAEL CA 956084048, CARMICHAEL, CA 95608-4048

Mortgage

Document Number2002110356
DateFeb 11, 2020
Instrument2002110356
Lender
NameWELLS FARGO BK
TypeBank
AddressBILLINGS, MT 59107
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$349,524 (+2%) Land $261,254 Building $88,270
2025$4,176.00 (+2.13%)$342,672 (+5.97%) Land $256,132 Building $86,540
2024$4,089.00 (+3.47%)
2023$3,952.00 (+1.99%)$323,364 Land $246,187 Building $77,177
2022$3,875.00

Flood & Wildfire

3040 Panama Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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