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3028 Panama Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3028 Panama Ave, Carmichael, CA 95608 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 704 sqft · built 1940
Lot Size0.269 acres (11,718 sqft)
OwnerCompany Name on File
Tax Bill$515 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN273-0111-033-0000

Property Details

APN / Parcel Number

Primary APN273-0111-033-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area704 sqft Living Area
1st Floor Area704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area11,718 sqft (0.269 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3028 PANAMA AVE
CityCARMICHAEL
StateCA
Zip95608-4048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL MAP, LOT A
Legal SubdivisionPARCEL MAP NO 06 0666
Legal Lot NumberA
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2002
Census Tract7802

Owner

Source: Sacramento County records · APN 273-0111-033-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3028 PANAMA AVE, CARMICHAEL, CA 95608-4048
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · Line of Credit
FIRST TECHNOLOGY FEDERAL CREDIT UNION
Jan 21, 2022Intrafamily Transfer, Transfer
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
WHOLESALE DIRECT LNDG
Jul 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 12, 2022
Transfer Doc2022001302
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateAug 03, 2026
Property Address3028 PANAMA AVE, CARMICHAEL, CA 95608-4048
Document Number2026000112
Book / Page20260803 / 112
Instrument DateJul 22, 2026
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address3028 PANAMA AVE, CARMICHAEL, CA 95608-4048

Mortgage

Document Number2026000112,
DateAug 03, 2026
Book Page20260803/112
Lender
NameFIRST TECHNOLOGY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2056
Interest
Rate6.49%
Max Rate-1%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateJan 21, 2022
Property Address3028 PANAMA AVE, CARMICHAEL, CA 95608-4048
Document Number0000001302
Map ReferenceMB 215 PG 20
Instrument DateJan 12, 2022
Instrument2022012101302
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3028 PANAMA AVE, CARMICHAEL, CA 95608-4048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3028 PANAMA AVE, CARMICHAEL, CA 95608-4048
Document Number2012031708
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3028 PANAMA AVE CARMICHAEL CA 956084048, CARMICHAEL, CA 95608-4048

Mortgage

Document Number2012031708
DateDec 03, 2020
Instrument2012031708
Lender
NameWHOLESALE DIRECT LNDG
AddressSACRAMENTO, CA 95816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 31, 2020
Property Address3028 PANAMA AVE, CARMICHAEL, CA 95608-4048
Document Number2007311060
Instrument DateJul 30, 2020
Instrument2007311060
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3028 PANAMA AVE CARMICHAEL CA 956084048, CARMICHAEL, CA 95608-4048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$42,345 (+2%) Land $11,169 Building $31,176
2025$515.00 (+1.98%)$41,515 (+4.03%) Land $10,950 Building $30,565
2024$505.00 (+1.61%)
2023$497.00 (+2.05%)$39,905 Land $10,526 Building $29,379
2022$487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670078022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 462 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
Consolidated CommunicationsFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
Succeed.NetFixed Wireless (unlicensed)100 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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