Effingham County property record for 304 White Bluff Ct, Guyton, GA 31312 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,676 sqft Heated Area |
| Lot Size | 24,394 sqft (0.56 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $286,000 (2022) |
| Tax Bill | $3,920.00 (2025) |
| Primary APN | 0436C-032-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,676 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Shed Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 440 sqft Garage |
| Deck Area | 100 sqft Deck |
|---|---|
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 46 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 16582 |
|---|---|
| Old Parcel Number | 0436C032 |
| Street Address | 304 WHITE BLUFF CT |
| City | GUYTON |
| State | GA |
| Zip | 31312-6573 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .56 AC LOT 32 |
| Legal Subdivision | WHITE BLUFF |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0436C-032-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 304 WHITE BLUFF CT, GUYTON, GA 31312-6573 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CARDINAL FINANCIAL |
| May 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | May 19, 2016 · Amount on Record |
| Deed Doc Number | 0002785604 |
| Deed Book / Page | 2785 / 604 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 304 WHITE BLUFF CT, GUYTON, GA 31312-6573 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 304 WHITE BLUFF CT, GUYTON, GA 31312-6573 |
| Document Number | 0000002748/0000000169 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 0000002748/0000000169 |
| Instrument | 014725 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 23, 2022 |
| Property Address | 304 WHITE BLUFF CT, GUYTON, GA 31312-6573 |
| Document Number | 002785/604 |
| Book / Page | 2785 / 604 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022-001503 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 WHITE BLUFF CT, GUYTON, GA 31312-6573 |
| Document Number | 0000002785/0000000606 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 0000002785/0000000606 |
| Instrument | 005256 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,920.00 (+9.99%) | $115,202 (+2.42%) Land $22,800 Building $92,402 | $288,004 (+2.42%) Land $57,000 Building $231,004 |
| 2024 | $3,564.00 (+36.97%) | $112,475 (+43.35%) Land $22,800 Building $89,675 | $281,188 (+43.35%) Land $57,000 Building $224,188 |
| 2022 | $2,602.00 | $78,463 Land $16,000 Building $62,463 | $196,158 Land $40,000 Building $156,158 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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