303 White Bluff Ct, Guyton, GA 31312 Property Records

Effingham County property record for 303 White Bluff Ct, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,185 sqft · built 2000
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2016)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0436C-039-000`

Property Details

APN / Parcel Number

Primary APN	`0436C-039-000`
Alternative APNs	`0092L039000` `0436C039` `16589`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,185 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16589
Street Address	303 WHITE BLUFF CT
City	GUYTON
State	GA
Zip	31312-6573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.52 AC LOT 39
Legal Subdivision	WHITE BLUFF
Legal Block	II
Legal Lot Number	39
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3003
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 WHITE BLUFF CT, GUYTON, GA 31312-6573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Jun 5, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2016 · Amount on Record
Deed Sale	Aug 31, 2016 · Amount on Record
Prior Sale	May 6, 2010 · Amount on Record
Deed Document Number	20162324
Deed Book / Page	2365 / 677
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	0000002476
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	303 WHITE BLUFF CT, GUYTON, GA 31312-6573
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WHITE BLUFF CT, GUYTON, GA 31312-6573

Mortgage

Document Number	0000002527/0000000768
Date	Jun 5, 2019
Book Page	0000002527/0000000768
Instrument	004628

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.34%
Type Change Date	Jun 1, 2020

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	303 WHITE BLUFF CT, GUYTON, GA 31312-6573
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WHITE BLUFF CT, GUYTON, GA 31312-6573

Mortgage

Document Number	0000002527/0000000751
Date	Jun 5, 2019
Book Page	0000002527/0000000751
Instrument	004627

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.34%
Type Change Date	Jun 1, 2020

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,169 (%) Land $22,800 Building $84,369	$267,924 (-) Land $57,000 Building $210,924
2025	$1,528.00 (+11.13%) Homeowner's exemption Senior Citizen's exemption	$107,170 (+5.74%) Land $22,800 Building $84,370	$267,924 (+5.74%) Land $57,000 Building $210,924
2024	$1,375.00 (+4.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$101,350 (+58.17%) Land $22,800 Building $78,550	$253,374 (+58.17%) Land $57,000 Building $196,374
2022	$1,322.00 Homeowner's exemption	$64,076 Land $16,000 Building $48,076	$160,190 Land $40,000 Building $120,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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