304 Warner St, Oregon City, OR 97045 Property Records

Clackamas County property record for 304 Warner St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1900
Lot Size	0.215 acres (9,384 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jul 2026)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`32E05BC04601`

Property Details

APN / Parcel Number

Primary APN	`32E05BC04601`
Alternative APN	`00845964`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,384 sqft (0.215 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	00845964
Street Address	304 WARNER ST
City	OREGON CITY
State	OR
Zip	97045-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	118 ELYS ADD PT LT 1&2 BLK 3
Legal Range	2E
Legal Township	3S
Legal Section	05
Legal Subdivision	ELYS ADD
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2004
Census Tract	22502

Owner

304 Warner St is owned and occupied by two individuals who bought it in July 2026.

Source: Clackamas County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 21, 2022	Warranty Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Mar 4, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR
Sep 25, 2019	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Oct 15, 2018	Trustee's Deed, Construction Loan · Line of Credit COLUMBIA EQUITIES NW EMP (CT)
Aug 23, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE-OR
Aug 23, 2018	Trustee's Deed, Construction Loan · Line of Credit LENDINGHOME FNDG
Aug 23, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE-OR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Apr 21, 2022 · Amount on File
Deed Document Number	202630198
Prior Transfer Date	Jan 5, 2005
Prior Transfer Doc	0000001365
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 14, 2026
Property Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Document Number	0000030198
Instrument Date	Jul 10, 2026
Instrument	202630198
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 WARNER ST, OREGON CITY, OR 97045-3722

Mortgage

Document Number	0000030199,
Date	Jul 14, 2026
Instrument	202630199

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 21, 2022
Property Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Document Number	0000023373
Instrument Date	Apr 15, 2022
Instrument	2022-023373
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4320 SW STODDARD DR, 4320, BEAVERTON, OR 97078-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WARNER ST, OREGON CITY, OR 97045-3722

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 4, 2022
Property Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Document Number	0000013351
Instrument Date	Mar 3, 2022
Instrument	2022-013351
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 SW STODDARD DR, ALOHA, OR 97078-2206

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 25, 2019
Property Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Document Number	0000058867
Instrument Date	Sep 23, 2019
Instrument	2019-058867
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WARNER ST, OREGON CITY, OR 97045-3722

Mortgage

Document Number	0000058868
Date	Sep 25, 2019
Instrument	2019-058868

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 15, 2018
Property Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Instrument Date	Oct 10, 2018
Instrument	63306
Transaction Type	Construction Loan
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2181 VANCOUVER WA 986682181, VANCOUVER, WA 98668-2181

Mortgage

Document Number	0000063306
Date	Oct 15, 2018
Instrument	63306

Lender

Name	COLUMBIA EQUITIES NW EMP (CT)
Address	PORTLAND, OR 97229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 14, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 23, 2018
Property Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Document Number	0000052624
Instrument Date	Aug 23, 2018
Instrument	52624
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIDELITY NATIONAL TITLE-OR

Transaction

Amount	Amount on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2181 VANCOUVER WA 986682181, VANCOUVER, WA 98668-2181

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 23, 2018
Property Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Instrument Date	Aug 22, 2018
Instrument	52625
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	FIDELITY NATIONAL TITLE-OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5411 E MILL PLAIN BLVD #7 VANCOUVER WA 986617046, 7, VANCOUVER, WA 98661-7046

Mortgage

Document Number	0000052625
Date	Aug 23, 2018
Instrument	52625

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 22, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 23, 2018
Property Address	304 WARNER ST, OREGON CITY, OR 97045-3722
Document Number	0000052610
Instrument Date	Aug 20, 2018
Instrument	52610
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIDELITY NATIONAL TITLE-OR

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6985 BRUSH PRAIRIE WA 98606, BRUSH PRAIRIE, WA 98606

Tax Assessment & Valuation

The 2025 property tax bill for 304 Warner St was $3,649.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,649.00	$182,140	$466,994 Land $202,294 Building $264,700
2023	$3,229.00	$171,685	$465,474 Land $199,864 Building $265,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Warner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 304 Warner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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