304 W Randolph St, Nappanee, IN 46550 Property Records

Elkhart County property record for 304 W Randolph St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$273,315 (Nov 2023)
Tax Bill	$1,640 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-435-012.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-435-012.000-021`
Alternative APN	`1336435012021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
Upper Floors Area	336 sqft
Basement Area	490 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	304 W RANDOLPH ST
City	NAPPANEE
State	IN
Zip	46550-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	METZLERS SW COR LOT 3
Legal Subdivision	METZLERS
Legal Block	435
Legal Lot Number	3
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	3
Census Block	3006
Census Tract	1100

Owner

Source: Elkhart County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 W RANDOLPH ST, NAPPANEE, IN 46550-2554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK FSB
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	202319925
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Nov 28, 2023
Property Address	304 W RANDOLPH ST, NAPPANEE, IN 46550-2554
Document Number	0000009925
Map Reference	MB 50 PG 319
Instrument Date	Nov 27, 2023
Instrument	2023-19925
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W RANDOLPH ST, NAPPANEE, IN 46550-2554

Mortgage

Document Number	0000009926
Date	Nov 28, 2023
Instrument	2023-19926

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	304 W RANDOLPH ST, NAPPANEE, IN 46550-2554
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005558
Date	Dec 8, 2022
Instrument	2022-25558

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 13, 2021
Property Address	304 W RANDOLPH ST, NAPPANEE, IN 46550-2554
Document Number	0000009371
Map Reference	DD 50 PG 319
Instrument Date	Apr 1, 2021
Instrument	2021-09371
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10086 W 800 N, ETNA GREEN, IN 46524-9765

Mortgage

Document Number	0000009372
Date	Apr 13, 2021
Instrument	2021-09372

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 31, 2017
Property Address	304 W RANDOLPH ST, NAPPANEE, IN 46550-2554
Document Number	0000002294
Map Reference	MB50 PG319
Instrument Date	Jan 10, 2017
Instrument	2017-02294
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S MONTANA AVE, FROMBERG, MT 59029-7762

Mortgage

Document Number	0000002295
Date	Jan 31, 2017
Instrument	2017-02295

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,900 (+13.47%) Land $12,900 Building $169,000	$181,900 (+13.47%) Land $12,900 Building $169,000
2024	$1,640.00 (+64.16%)	$160,300 (+45.99%) Land $12,900 Building $147,400	$160,300 (+45.99%) Land $12,900 Building $147,400
2023		$109,800 (+6.81%) Land $12,900 Building $96,900	$109,800 (+6.81%) Land $12,900 Building $96,900
2022	$999.00	$102,800 Land $12,900 Building $89,900	$102,800 Land $12,900 Building $89,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Fourway Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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