Caldwell County property record for 304 Summit Dr, Lockhart, TX 78644 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2025 |
| Square Footage | 1,701 sqft Living Area |
| Lot Size | 12,545 sqft (0.288 acres) |
| Garage | Attached, 380 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $281,790 (2026) |
| Tax Bill | $5,858.00 (2026) |
| Primary APN | 0300692-005-005-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,701 sqft Living Area |
| 1st Floor | 1,701 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick Exterior |
| Roof Construction | Reinforced Concrete Roof Construction |
| Lot Area | 12,545 sqft (0.288 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 380 sqft Garage |
| Patio Area | 113 sqft Patio |
| Porch Area | 26 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 124040 |
|---|---|
| Street Address | 304 SUMMIT DR |
| City | LOCKHART |
| State | TX |
| Zip | 78644-3866 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CENTERPOINT MEADOWS SUBD, BLOCK E, LOT 5, ACRES .288 |
| Legal Subdivision | CENTERPOINT MEADOWS SUBD |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | CALDWELL TX |
| Minor Civil Division | LOCKHART |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 960300 |
Source: Caldwell County records · APN 0300692-005-005-00
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 SUMMIT DR, LOCKHART, TX 78644-3866 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed, Transfer · Conventional Mortgage OCMBC INC |
| Dec 18, 2024 | Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Dec 18, 2024 · Amount on Record |
| Deed Doc Number | 20266141 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Jul 30, 2026 |
| Property Address | 304 SUMMIT DR, LOCKHART, TX 78644-3866 |
| Document Number | 0000006141 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20266141 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 SUMMIT DR, LOCKHART, TX 78644-3866 |
| Document Number | 0000006142, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20266142 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Dec 18, 2024 |
| Property Address | 304 SUMMIT DR, LOCKHART, TX 78644-3866 |
| Document Number | 2024009792 |
| Map Reference | CAB D SL 82 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 2024-009792 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | AUSTIN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 SUMMIT DR, LOCKHART, TX 78644-3866 |
| Document Number | 2024009793 |
|---|---|
| Date | Dec 18, 2024 |
| Instrument | 2024-009793 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,858.00 (-6.45%) | ||
| 2025 | $6,262.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $308,070 Land $52,440 Building $255,630 | $308,070 Land $52,440 Building $255,630 |
304 Summit Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Caldwell County (48055C), updated June 9, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 6th in Texas |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,143 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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