300 Summit Dr, Lockhart, TX 78644 Property Records

Caldwell County property record for 300 Summit Dr, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,454 sqft · built 2024
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$374,291 (Apr 2025)
Tax Bill	$5,099 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300692-005-007-00`

Property Details

APN / Parcel Number

Primary APN	`0300692-005-007-00`
Alternative APN	`124042`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Brick
Roof Type	Reinforced Concrete
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	124042
Street Address	300 SUMMIT DR
City	LOCKHART
State	TX
Zip	78644-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTERPOINT MEADOWS SUBD, BLOCK E, LOT 7, ACRES .143
Legal Subdivision	CENTERPOINT MEADOWS SUBD
Legal Block	E
Legal Lot Number	7
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1031
Census Tract	960300

Owner

Source: Caldwell County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	300 SUMMIT DR, LOCKHART, TX 78644-3866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Apr 9, 2025	Vendor's Lien, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Deed Document Number	20252639
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	300 SUMMIT DR, LOCKHART, TX 78644-3866
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SUMMIT DR, LOCKHART, TX 78644-3866
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000230
Date	Jan 12, 2026
Instrument	2026-000230

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Apr 9, 2025
Property Address	300 SUMMIT DR, LOCKHART, TX 78644-3866
Document Number	2025002639
Map Reference	CAB B SL 82
Instrument Date	Mar 31, 2025
Instrument	2025-002639
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SUMMIT DR, LOCKHART, TX 78644-3866
Investor	Possibly a Property Investor

Mortgage

Document Number	2025002640
Date	Apr 9, 2025
Instrument	2025-002640

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,099.00
2025		$248,674 Land $38,810 Building $230,050	$268,860 Land $38,810 Building $230,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	200 / 50

May also be available: AT&T.

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