304 Stony Kill Rd, Accord, NY 12404 Property Records

Ulster County and Rochester Town property record for 304 Stony Kill Rd, Accord, NY 12404 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 2005
Lot Size	47.5 acres (2,069,100 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Sep 2020)
Tax Bill	$13,748 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`514400 76.4-3-21.200`

Property Details

APN / Parcel Number

Primary APN	`514400 76.4-3-21.200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft
2nd Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	2,069,100 sqft (47.5 acres)
Porch	Slab
Porch Area	756 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	304 STONY KILL RD
City	ACCORD
State	NY
Zip	12404-5431
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	3
Legal Lot Number	21.200
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1032
Census Tract	953000

Owner

Source: Ulster County and Rochester Town records · APN 514400 76.4-3-21.200

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 STONY KILL RD, ACCORD, NY 12404-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit ULSTER SAVINGS BANK
Mar 08, 2021	Deed, Transfer
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Oct 01, 2020	Deed of Trust, Mortgage · Line of Credit ULSTER SVGS BK
Aug 25, 2020	Loan Modification, Mortgage · Conventional with PMI ULSTER SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	202013570
Deed Book / Page	6677 / 271
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000013570
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	304 STONY KILL RD, ACCORD, NY 12404-5431
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011611
Date	Oct 11, 2023
Book Page	13178/238
Instrument	2023-11611

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Mar 08, 2021
Property Address	304 STONY KILL RD, ACCORD, NY 12404-5431
Document Number	0000004541
Book / Page	6780 / 155
Instrument Date	Feb 11, 2021
Instrument	2021-4541
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 STONY KILL RD, ACCORD, NY 12404-5431

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	304 STONY KILL RD, ACCORD, NY 12404-5431
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012285
Date	Sep 18, 2019
Book Page	11882/228
Instrument	2019-12285

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2029

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	304 STONY KILL RD, ACCORD, NY 12404-5431
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012129
Date	Aug 31, 2020
Book Page	12149/259
Instrument	2020-12129

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	304 STONY KILL RD, ACCORD, NY 12404-5431
Document Number	0000014338
Instrument Date	Oct 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 STONY KILL RD ACCORD NY 124045431, ACCORD, NY 12404-5431

Mortgage

Document Number	0000014338
Date	Oct 06, 2020
Book Page	012184/000098
Instrument	14338

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	304 STONY KILL RD, ACCORD, NY 12404-5431
Document Number	0000012130
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 STONY KILL RD ACCORD NY 124045431, ACCORD, NY 12404-5431

Mortgage

Document Number	0000012130
Date	Aug 31, 2020
Book Page	006663/000101
Instrument	12130

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2030

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Ulster County and Rochester Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,748.00 (+416.45%)	$525,230 (+30.88%) Land $191,000 Building $334,230	$991,000 (+55.58%) Land $360,377 Building $630,623
2023		$401,300 (-) Land $185,000 Building $216,300	$636,984 (+14.29%) Land $293,651 Building $343,333
2022		$401,300 Land $185,000 Building $216,300	$557,361 Land $256,944 Building $300,417
2021	$2,662.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119530001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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