298 Stony Kill Rd, Accord, NY 12404 Property Records

Ulster County and Rochester Town property record for 298 Stony Kill Rd, Accord, NY 12404

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,370 sqft · built 2021
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Mar 2022)
Tax Bill	$18,092 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`514400 76.4-3-21.311`

Property Details

APN / Parcel Number

Primary APN	`514400 76.4-3-21.311`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area
1st Floor Area	1,320 sqft
2nd Floor Area	1,050 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	326,700 sqft (7.5 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	298 STONY KILL RD
City	ACCORD
State	NY
Zip	12404-5430
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2
Legal Block	3
Legal Lot Number	21.311
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1024
Census Tract	953000

Owner

Source: Ulster County and Rochester Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 STONY KILL RD, ACCORD, NY 12404-5430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NYS
May 26, 2022	Deed of Trust, Mortgage · ARM STATE BANK
Mar 29, 2022	Deed, Transfer
Sep 24, 2020	Grant Deed, Transfer ATLANTIC AMERICAN TITLE ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	20225662
Deed Book / Page	7035 / 133
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Recording Date	Jun 18, 2026
Property Address	298 STONY KILL RD, ACCORD, NY 12404-5430
Document Number	0000007221
Book / Page	13769 / 334
Instrument Date	Jun 9, 2026
Instrument	20267221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 STONY KILL RD, ACCORD, NY 12404-5430

Mortgage

Document Number	0000007221,
Date	Jun 18, 2026
Book Page	13769/334
Instrument	20267221

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	298 STONY KILL RD, ACCORD, NY 12404-5430
Transaction Type	Mortgage
Record Updated	Mar 13, 2023
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009534
Date	May 26, 2022
Book Page	12845/332
Instrument	2022-9534

Lender

Name	STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Jun 1, 2032
Index	1-Year CMT

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Mar 29, 2022
Property Address	298 STONY KILL RD, ACCORD, NY 12404-5430
Document Number	0000005662
Book / Page	7035 / 133
Instrument Date	Mar 18, 2022
Instrument	2022-5662
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E 18TH ST APT 11P, 11P, NEW YORK, NY 10003-2423

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 24, 2020
Property Address	298 STONY KILL RD, ACCORD, NY 12404-5430
Document Number	0000013570
Book / Page	006677 / 000271
Instrument Date	Sep 15, 2020
Instrument	13570
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATLANTIC AMERICAN TITLE ESCROW

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 STONY KILL RD ACCORD NY 124045431, ACCORD, NY 12404-5431

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,092.00 (+8,123.64%)	$691,200 (-) Land $45,000 Building $646,200	$1,304,151 (+18.87%) Land $84,906 Building $1,219,245
2023		$691,200 (-) Land $45,000 Building $646,200	$1,097,143 (+14.29%) Land $71,429 Building $1,025,714
2022		$691,200 Land $45,000 Building $646,200	$960,000 Land $62,500 Building $897,500
2021	$220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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