Bastrop County property record for 304 S Main St, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,510 sqft · built 1940 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,100 (Mar 2019) |
| Tax Bill | $6,566 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R14388 |
| Primary APN | R14388 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 1,706 sqft |
| 1st Floor Area | 1,510 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Roof Material | Composition Shingle |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 95 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | Deck Area |
| Storage Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 304 S MAIN ST |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELGIN CITY,DIV 6,LOT 2 (FR) |
| Legal Subdivision | ELGIN CITY |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950202 |
Source: Bastrop County assessment roll, APN R14388, as of May 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 S MAIN ST, ELGIN, TX 78621-2944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Mar 07, 2019 | Vendor's Lien, Transfer FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2019 · Amount on Record |
| Deed Sale | Mar 07, 2019 · Amount on Record |
| Prior Sale | Aug 04, 2015 · Amount on Record |
| Deed Document Number | 20193196 |
| Prior Transfer Date | Jul 15, 2015 |
| Prior Transfer Doc | 0201510072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 304 S MAIN ST, ELGIN, TX 78621-2944 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202001661 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 202001661 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 304 S MAIN ST, ELGIN, TX 78621-2944 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202020603 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 202020603 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 304 S MAIN ST, ELGIN, TX 78621-2944 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 304 S MAIN ST, ELGIN, TX 78621-2944 |
| Document Number | 0202214950 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 202214950 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Mar 07, 2019 |
| Property Address | 304 S MAIN ST, ELGIN, TX 78621-2944 |
| Document Number | 0201903196 |
| Map Reference | CAB 1 PG 100B |
| Instrument Date | Mar 07, 2019 |
| Instrument | 201903196 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 304 S MAIN ST, ELGIN, TX 78621-2944 |
| Document Number | 0201903197 |
|---|---|
| Date | Mar 07, 2019 |
| Instrument | 201903197 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Bastrop County assessment roll as of May 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,566.00 (-10.04%) | $265,354 (-12.91%) Land $118,887 Building $146,467 | $265,354 (-12.91%) Land $118,887 Building $146,467 |
| 2024 | $7,299.00 | ||
| 2023 | Homeowner's exemption | $304,689 Land $118,887 Building $185,802 | $304,689 Land $118,887 Building $185,802 |
| 2022 | $4,571.00 |
Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), as of April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219502023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Elgin Commercial Historic District listed 1996 · 67 contributing resources · NRIS 96000024 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 335 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system TX0110002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELGIN serves 13,188 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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