300 S Main St, Elgin, TX 78621 Property Records

Bastrop County property record for 300 S Main St, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details2,054 sqft · built 1960
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$335,426 (Oct 2025)
Tax Bill$6,833 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR47679

Property Details

APN / Parcel Number

Primary APNR47679
Alternative APN
  • O0222672

Interior

Stories1 Story
Building Area2,054 sqft Living Area
Gross Area2,182 sqft
1st Floor Area2,054 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
PorchCovered Porch
Porch Area168 sqft
Pole Barn234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address300 S MAIN ST
CityELGIN
StateTX
Zip78621-2944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELGIN CITY, DIV 6, ACRES 0.13
Legal SubdivisionELGIN CITY
Legal Block3
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group3
Census Block3014
Census Tract950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Commercial Historic District
listed 1996 · 67 contributing resources · NRIS 96000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address300 S MAIN ST, ELGIN, TX 78621-2944
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOUSTON HOME LOAN INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2025 · Amount on File
Deed SaleOct 2, 2025 · Amount on File
Prior SaleOct 31, 2014 · Amount on File
Deed Document Number202516738
Prior Transfer DateSep 30, 2025
Prior Transfer Doc0000016738
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address300 S MAIN ST, ELGIN, TX 78621-2944
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12306 BAINBRIDGE LN, AUSTIN, TX 78750-1702

Mortgage

Document Number0202516739
DateOct 2, 2025
Instrument202516739
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address300 S MAIN ST, ELGIN, TX 78621-2944
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201909555
DateJun 27, 2019
Instrument201909555
Lender
NameHOUSTON HOME LOAN INC
TypeMortgage Company
AddressHUMBLE, TX 77396
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,833.00 (-8.4%)$276,107 (-11.27%) Land $118,692 Building $157,415$276,107 (-11.27%) Land $118,692 Building $157,415
2024$7,460.00
2023$311,186 Land $118,692 Building $192,494$311,186 Land $118,692 Building $192,494
2022$5,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

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