Hancock County property record for 304 Rector Ave, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,113 sqft · built 1915 |
| Lot Size | 0.226 acres (9,853 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (Dec 2025) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-121-09-025.000 |
| Primary APN | 1010-121-09-025.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Basement Area | 714 sqft |
| Unfinished Basement | 714 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,853 sqft (0.226 acres) |
| Lot Dimensions | 135 ft deep x 73 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 376 sqft |
| Patio Area | 376 sqft |
| Canopy | 15 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 304 RECTOR AVE |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEPHENSON HILL ADD LOT 12642 E26FT & LOT 12643 EX E3' |
| Legal Subdivision | STEPHENSON HILL ADD |
| Legal Lot Number | 12642 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 7 |
| Census Block | 7004 |
| Census Tract | 400 |
Source: Hancock County records · APN 1010-121-09-025.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20853 TOWNSHIP ROAD 209, ALVADA, OH 44802-9618 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HANCOCK FCU |
| Dec 17, 2025 | Warranty Deed, Transfer FLAG CITY TITLE AGENCY INC |
| May 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage MILLSTREAM AREA CU INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | May 05, 2021 · Amount on Record |
| Deed Document Number | 202510405 |
| Deed Book / Page | 2625 / 1900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 304 RECTOR AVE, FINDLAY, OH 45840-3862 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 20853 TOWNSHIP ROAD 209, ALVADA, OH 44802-9618 |
| Document Number | 02625/5387 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 2625/5387 |
| Instrument | 202600000278 |
| Name | HANCOCK FCU |
|---|---|
| Type | Credit Union |
| Address | 1701 E MELROSE AVE, FINDLAY, OH 45840 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Dec 17, 2025 |
| Property Address | 304 RECTOR AVE, FINDLAY, OH 45840-3862 |
| Document Number | 02625/1900 |
| Book / Page | 2625 / 1900 |
| Map Reference | VOL 2 PG 70 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 202500010405 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20853 TWP RD 209, ALVADA, OH 44802-9618 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | May 05, 2021 |
| Property Address | 304 RECTOR AVE, FINDLAY, OH 45840-3862 |
| Document Number | 2581/4161 |
| Book / Page | 2581 / 4161 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 202100005274 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 RECTOR AVE, FINDLAY, OH 45840-3862 |
| Document Number | 202100005275 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 202100005275 |
| Name | MILLSTREAM AREA CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 (+5.44%) | $49,300 (+19.08%) Land $8,670 Building $40,630 | $140,840 (+19.06%) Land $24,760 Building $116,080 |
| 2024 | $1,471.00 (-0.14%) Homeowner's exemption | $41,400 (-) Land $7,280 Building $34,120 | |
| 2023 | $1,473.00 Homeowner's exemption | $41,400 Land $7,280 Building $34,120 | |
| 2022 | $118,290 Land $20,810 Building $97,480 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Amplex Electric, Defiance Holdings.
Based on FCC filings for 611 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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