Johnson County property record for 304 Pearl St, Cleburne, TX 76031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,067 sqft · built 2002 |
| Lot Size | 0.221 acres (9,670 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,780 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126.2845.00376 |
| Primary APN | 126.2845.00376 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,067 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Year Built | Built 2002 |
|---|---|
| Lot Area | 9,670 sqft (0.221 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Porch | Porch |
| Porch Area | 64 sqft |
| Account Number | R000041797 |
|---|---|
| Street Address | 304 PEARL ST |
| City | CLEBURNE |
| State | TX |
| Zip | 76031-5832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23R BLK D EASTERN HEIGHTS ADDITION |
| Legal Subdivision | EASTERN HEIGHTS |
| Legal Block | D |
| Legal Lot Number | 23R 23 |
| Jurisdiction | JOHNSON TX |
| Township / Civil Division | CLEBURNE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 130900 |
304 Pearl St is owned and occupied by an individual who acquired it in May 2023.
Source: Johnson County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 304 PEARL ST, CLEBURNE, TX 76031-5832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 12, 2023 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2023 |
| Deed Sale | May 12, 2023 |
| Prior Sale | Jul 8, 2016 |
| Deed Document Number | 2023-12994 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 304 PEARL ST, CLEBURNE, TX 76031-5832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 304 PEARL ST, CLEBURNE, TX 76031-5832 |
| Document Number | 0000002828 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 2024-2828 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | JOHNSON TX |
| Recording Date | May 12, 2023 |
| Property Address | 304 PEARL ST, CLEBURNE, TX 76031-5832 |
| Document Number | 0000012994 |
| Map Reference | VOL 147 PG 640 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023-12994 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | FIRST TEXAS TITLE, FAIR TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 PEARL ST, CLEBURNE, TX 76031-5832 |
| Document Number | 0000012995 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023-12995 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 304 PEARL ST, CLEBURNE, TX 76031-5832 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032018 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019-32018 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | BURLESON, TX 76028 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 304 Pearl St was $4,780.
Source: Johnson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cleburne City |
| County | Johnson County |
| Unified School District | Cleburne Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,780.00 | $214,420 Land $23,500 Building $190,920 | $214,420 Land $23,500 Building $190,920 |
| 2023 | $139,871 Land $23,500 Building $116,371 | $139,871 Land $23,500 Building $116,371 | |
| 2021 | $3,649.00 | ||
| 2018 | $2,093.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Pearl St is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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