229 Pearl St, Cleburne, TX 76031 Property Records

Johnson County property record for 229 Pearl St, Cleburne, TX 76031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 2021
Lot Size	0.177 acres (7,697 sqft)
Owner	2 Individual Names on File
Last Sale	$266,768 (Jun 2023)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-2097-01100`

Property Details

APN / Parcel Number

Primary APN	`126-2097-01100`
Alternative APN	`R000107217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,347 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,697 sqft (0.177 acres)

Location & Zoning

Account Number	R000107217
Street Address	229 PEARL ST
City	CLEBURNE
State	TX
Zip	76031-5815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 1 MW LANDING PH1
Legal Subdivision	MW LANDING PH1
Legal Block	1
Legal Lot Number	10
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	1
Census Block	1022
Census Tract	130900

Owner

229 Pearl St is owned and occupied by two individuals who bought it in June 2023.

Source: Johnson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 PEARL ST, CLEBURNE, TX 76031-5815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Vendor's Lien, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 25, 2022	Vendor's Lien, Transfer · VA Mortgage AMERICAN BANK OF OKLAHOMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Document Number	202316841
Record Updated	Oct 29, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Jun 16, 2023
Property Address	229 PEARL ST, CLEBURNE, TX 76031-5815
Document Number	0000016841
Instrument Date	Jun 12, 2023
Instrument	2023-16841
Transaction Type	Transfer
Record Updated	Jul 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016842
Date	Jun 16, 2023
Instrument	2023-16842

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000016843
Date	Jun 16, 2023
Instrument	2023-16843

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 12, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Feb 25, 2022
Property Address	229 PEARL ST, CLEBURNE, TX 76031-5815
Document Number	0000006672
Map Reference	VOL 2020 PG 246
Instrument Date	Feb 24, 2022
Instrument	2022-6672
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 E LAMAR BLVD STE 275, 1701, ARLINGTON, TX 76006-7315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 PEARL ST, CLEBURNE, TX 76031-5815

Mortgage

Document Number	0000006673
Date	Feb 25, 2022
Instrument	2022-6673

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 229 Pearl St was $3,892 with a homeowner's exemption, down 9.4% from the year before.

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cleburne City
County	Johnson County
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,892.00 (-9.43%) Homeowner's exemption	$256,193 Land $43,000 Building $213,193	$256,193 Land $43,000 Building $213,193
2024	$4,297.00
2023		$220,445 (+42.61%) Land $43,000 Building $177,445	$220,445 (+42.61%) Land $43,000 Building $177,445
2022		$154,583 Land $21,500 Building $133,083	$154,583 Land $21,500 Building $133,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Pearl St is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 74% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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