Oneida County and Trenton Town property record for 304 Park Ave, Prospect, NY 13435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,912 sqft · built 1850 |
| Lot Size | 0.404 acres (17,622 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Nov 2021) |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 305889 178.006-2-69 |
| Primary APN | 305889 178.006-2-69 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,331 sqft |
| Upper Floors Area | 581 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 17,622 sqft (0.404 acres) |
| Lot Dimensions | 198 ft deep x 89 ft wide |
| Porch | Slab |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 012380 |
|---|---|
| Street Address | 304 PARK AVE |
| City | PROSPECT |
| State | NY |
| Zip | 13435-3550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 69.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | TRENTON |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 24000 |
Source: Oneida County and Trenton Town records · APN 305889 178.006-2-69
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 TARRY LN, MILFORD, NH 03055-3541 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Nov 30, 2021 | Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Deed Document Number | 202120345 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 304 PARK AVE, PROSPECT, NY 13435-3550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000012319 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2023-012319 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 30, 2021 |
| Property Address | 304 PARK AVE, PROSPECT, NY 13435 |
| Document Number | 0000020345 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-020345 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 TARRY LN, MILFORD, NH 03055-3541 |
| Document Number | 0000020346 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-020346 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Trenton Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,897.00 (+187.42%) | $36,900 (-) Land $7,100 Building $29,800 | $90,000 (+12.2%) Land $17,317 Building $72,683 |
| 2023 | $36,900 (-) Land $7,100 Building $29,800 | $80,217 (+15.22%) Land $15,435 Building $64,782 | |
| 2022 | $660.00 | $36,900 Land $7,100 Building $29,800 | $69,623 Land $13,396 Building $56,227 |
Source: FEMA National Flood Hazard Layer as of September 26, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1999–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Nov 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 101 locations within half a mile of this property.
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