304 Park Ave, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 304 Park Ave, Prospect, NY 13435

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,912 sqft · built 1850
Lot Size0.404 acres (17,622 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Nov 2021)
Tax Bill$1,897 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN305889 178.006-2-69

Property Details

APN / Parcel Number

Primary APN305889 178.006-2-69
Alternative APNs
  • 30580317800600020690000000
  • 012380

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,912 sqft Living Area
1st Floor Area1,331 sqft
Upper Floors Area581 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area17,622 sqft (0.404 acres)
Lot Dimensions198 ft deep x 89 ft wide
PorchSlab
Porch Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number012380
Street Address304 PARK AVE
CityPROSPECT
StateNY
Zip13435-3550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number69.000
JurisdictionONEIDA NY
Township / Civil DivisionTRENTON
Census Block Group1
Census Block1049
Census Tract24000

Owner

Source: Oneida County and Trenton Town records · APN 305889 178.006-2-69

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14 TARRY LN, MILFORD, NH 03055-3541
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Deed of Trust, Mortgage · Line of Credit
FIRST SOURCE FEDERAL CREDIT UNION
Nov 30, 2021Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Deed Document Number202120345
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address304 PARK AVE, PROSPECT, NY 13435-3550
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012319
DateOct 05, 2023
Instrument2023-012319
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueNov 01, 2038
Interest
Rate TypeAdjustable Rate

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionONEIDA NY
Recording DateNov 30, 2021
Property Address304 PARK AVE, PROSPECT, NY 13435
Document Number0000020345
Instrument DateNov 29, 2021
Instrument2021-020345
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 TARRY LN, MILFORD, NH 03055-3541

Mortgage

Document Number0000020346
DateNov 30, 2021
Instrument2021-020346
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionTrenton Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,897.00 (+187.42%)$36,900 (-) Land $7,100 Building $29,800$90,000 (+12.2%) Land $17,317 Building $72,683
2023$36,900 (-) Land $7,100 Building $29,800$80,217 (+15.22%) Land $15,435 Building $64,782
2022$660.00$36,900 Land $7,100 Building $29,800$69,623 Land $13,396 Building $56,227

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1999–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimNov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 101 locations within half a mile of this property.

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