302 Park Ave, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 302 Park Ave, Prospect, NY 13435

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,968 sqft · built 1860
Lot Size0.879 acres (38,313 sqft)
Owner2 Individual Names on Record
Last Sale$114,000 (May 2017)
Tax Bill$2,103 (2025)
Deeds & MortgagesMay 2022 Refinance
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN305889 178.006-2-70

Property Details

APN / Parcel Number

Primary APN305889 178.006-2-70
Alternative APNs
  • 30580317800600020700000000
  • 012370

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,968 sqft Living Area
1st Floor Area1,093 sqft
2nd Floor Area875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTraditional
Exterior MaterialWood
Lot Area38,313 sqft (0.879 acres)
Lot Dimensions387 ft deep x 99 ft wide
Garage TypeDetached
Garage Area1,406 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area530 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number012370
Street Address302 PARK AVE
CityPROSPECT
StateNY
Zip13435-3550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number70.000
JurisdictionONEIDA NY
Township / Civil DivisionTRENTON
Census Block Group1
Census Block1049
Census Tract24000

Owner

Source: Oneida County and Trenton Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address302 PARK AVE, PROSPECT, NY 13435-3550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
May 19, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2017 · Amount on Record
Deed SaleMay 19, 2017 · Amount on Record
Prior SaleMar 9, 2007 · Amount on Record
Deed Book / Page2017 / 7265
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address302 PARK AVE, PROSPECT, NY 13435-3550
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007234
DateMay 9, 2022
Instrument2022-007234
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 1, 2047

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionONEIDA NY
Recording DateMay 19, 2017
Property Address302 PARK AVE, PROSPECT, NY 13435-3550
Document Number0000007265
Book / Page0000002017 / 0000007265
Instrument DateMay 19, 2017
Transaction TypeTransfer
Record UpdatedApr 15, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Oneida County and Trenton Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionTrenton Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,103.00 (+187.69%)$40,900 (-) Land $13,400 Building $27,500$99,756 (+12.2%) Land $32,683 Building $67,073
2023$40,900 (-) Land $13,400 Building $27,500$88,913 (+15.22%) Land $29,130 Building $59,783
2022$731.00$40,900 Land $13,400 Building $27,500$77,170 Land $25,283 Building $51,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1999–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimNov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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