304 N Emerald Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 304 N Emerald Ave, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1987
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Aug 1996)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-023-065-000`

Property Details

APN / Parcel Number

Primary APN	`029-023-065-000`
Alternative APNs	`0292365000` `0292365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Width	70 ft Width
Parking Spaces	2 Parking Spaces
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	304 N EMERALD AVE
City	MODESTO
State	CA
Zip	95351-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAGE 36 PARCEL 45 LOT B
Legal Subdivision	MAZE RANCH SUBDIVISION
Legal Block	1
Legal Lot Number	20
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1020
Census Tract	1500

Owner

Source: Stanislaus County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 N EMERALD AVE, MODESTO, CA 95351-1800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 1996 · Amount on Record
Deed Sale	Aug 19, 1996 · Amount on Record
Prior Sale	Mar 8, 1996 · Amount on Record
Deed Document Number	199669887
Prior Transfer Date	Mar 4, 1996
Prior Transfer Doc	0000019192
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	304 N EMERALD AVE, MODESTO, CA 95351-1800
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N EMERALD AVE, MODESTO, CA 95351-1800

Mortgage

Document Number	0000010548
Date	Mar 6, 2024
Instrument	2024-0010548

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	May 3, 2021
Property Address	304 N EMERALD AVE, MODESTO, CA 95351-1800
Document Number	0000042366
Map Reference	MB 36 PG 45
Instrument Date	Apr 16, 2021
Instrument	2021-0042366
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	304 N EMERALD AVE, MODESTO, CA 95351-1800

Mortgage

Document Number	0000042367
Date	May 3, 2021
Instrument	2021-0042367

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,308.00 (+6.51%) Homeowner's exemption	$118,869 (+4.04%) Land $43,963 Building $74,906
2023	$1,228.00 (+2.68%) Homeowner's exemption	$114,255 Land $42,256 Building $71,999
2022	$1,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

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