304 N Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 304 N Cherry St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 592 sqft · built 1938
Lot Size0.17 acres (7,446 sqft)
Owner2 Individual Names on Record
Last Sale$48,000 (Mar 2026)
Tax Bill$333 (2025)
Deeds & MortgagesJun 2023 Transfer
Flood ZoneZone X (minimal risk)
APN20546

Property Details

APN / Parcel Number

Primary APN20546
Alternative APN
  • 5680-00-012-008-0-000-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area592 sqft Living Area

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,446 sqft (0.17 acres)

Exterior Amenities

PorchSlab
Porch Area12 sqft
Shed1 Shed
Shed Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Account Number20546
Street Address304 N CHERRY ST
CityCOMMERCE
StateOK
Zip74339-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2 LT 8 & N2 LT 9 AND S2 LT 9 LESS W 75' & LT 10 LESS W 75' BLK 12 FAIRVIEW ALSO 302 1/2 N CHERRY CONTRACT FOR DEED TO DAVID
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionFAIRVIEW-COMMERCE
Legal Block12
Legal Lot Number8-10
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3037
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 N CHERRY ST, COMMERCE, OK 74339-1514
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2026 · Amount on Record
Deed SaleMar 26, 2026 · Amount on Record
Prior SaleAug 16, 2004 · Amount on Record
Deed Document Number20261370
Deed Book / Page1257 / 90
Prior Transfer DateJun 14, 2023
Prior Transfer Doc001185/433
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA OK
Recording DateJun 15, 2023
Property Address304 N CHERRY ST, COMMERCE, OK 74339-1514
Document Number001185/433
Book / Page1185 / 433
Instrument DateJun 14, 2023
InstrumentI-2023-002697
Transaction TypeTransfer
Record UpdatedJan 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 454, NORTH MIAMI, OK 74358-0454

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,552 (+3.41%) Land $453 Building $3,099$31,161 (+3.41%) Land $3,977 Building $27,184
2025$333.00 (+0.91%)$3,435 (+11.85%) Land $453 Building $2,982$30,132 (+11.84%) Land $3,977 Building $26,155
2024$330.00 (+19.57%)$3,071 (-) Building $3,071$26,941 (-) Building $26,941
2023$276.00 (-1.43%)$3,071 (-) Building $3,071$26,941 (-) Building $26,941
2022$280.00$3,071 Building $3,071$26,941 Building $26,941

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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