302 N Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 302 N Cherry St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1938
Lot Size	0.1 acres (4,475 sqft)
Owner	Company on Record
Last Sale	$9,000 (Mar 2009)
Tax Bill	$178 (2025)
Deeds & Mortgages	Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20547`

Property Details

APN / Parcel Number

Primary APN	`20547`
Alternative APN	`5680-00-012-009-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	4,475 sqft (0.1 acres)
Porch	Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	20547
Street Address	302 N CHERRY ST
City	COMMERCE
State	OK
Zip	74339-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 75' OF S2 LT 9 & W 75' LT 10 BLK 12 FAIRVIEW CONTRACT FOR DEED TO DAVID R & NICHOLAS N FINLEY 1112/649
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	FAIRVIEW-COMMERCE
Legal Block	12
Legal Lot Number	9,10
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3037
Census Tract	574200

Owner

Source: Ottawa County assessment roll, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	PO BOX 454, NORTH MIAMI, OK 74358-0454
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2009 · Amount on Record
Deed Sale	Mar 12, 2009 · Amount on Record
Prior Sale	May 6, 2004 · Amount on Record
Deed Document Number	20091317
Deed Book / Page	884 / 132
Last Transfer Date	Jun 14, 2023
Transfer Doc	001185/433
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Jun 15, 2023
Property Address	302 N CHERRY ST, COMMERCE, OK 74339-1514
Document Number	001185/433
Book / Page	1185 / 433
Instrument Date	Jun 14, 2023
Instrument	I-2023-002697
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, NORTH MIAMI, OK 74358-0454

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178.00 (+0.56%)	$1,842 (+5.02%) Land $176 Building $1,666	$27,237 (-25.61%) Land $3,700 Building $23,537
2024	$177.00 (+18%)	$1,754 (+4.97%) Land $167 Building $1,587	$36,615 (-) Land $3,700 Building $32,915
2023	$150.00 (+3.45%)	$1,671 (+5.03%) Land $159 Building $1,512	$36,615 (-) Land $3,700 Building $32,915
2022	$145.00	$1,591 Land $150 Building $1,441	$36,615 Land $3,700 Building $32,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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