304 N 3rd St, Duncan, OK 73533 Property Records

Stephens County property record for 304 N 3rd St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 716 sqft · built 1940
Lot Size	0.111 acres (4,849 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Sep 2026)
Tax Bill	$112 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13142`

Property Details

APN / Parcel Number

Primary APN	`13142`
Alternative APN	`1001-00-032-007-0-002-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	716 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,849 sqft (0.111 acres)

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	13142
Street Address	304 N 3RD ST
City	DUNCAN
State	OK
Zip	73533-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 32 W97 N50 S143 LOT 7 DUNCAN CITY
Legal Range	07W
Legal Township	01S
Legal Section	05
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	32
Legal Lot Number	7
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3057
Census Tract	400

Owner

Source: Stephens County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	304 N 3RD ST, DUNCAN, OK 73533-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Dec 27, 2013 · Amount on File
Deed Document Number	20268061
Deed Book / Page	6927 / 287
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 8, 2026
Property Address	304 N 3RD ST, DUNCAN, OK 73533-6508
Document Number	0000008061
Book / Page	6927 / 287
Instrument Date	Sep 8, 2026
Instrument	20268061
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$909.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N 3RD ST, DUNCAN, OK 73533-6508

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	304 N 3RD ST, DUNCAN, OK 73533-6508
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-963594
Date	Dec 20, 2017
Book Page	5409/198
Instrument	2017-963594

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	48 Months
Due	Dec 22, 2021

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,338 (-) Land $187 Building $1,151	$12,161 (-20.39%) Land $1,697 Building $10,464
2025	$112.00 (+3.7%)	$1,338 (+10.21%) Land $187 Building $1,151	$15,275 (-11.57%) Land $1,697 Building $13,578
2024	$108.00 (+9.09%)	$1,214 (-) Land $187 Building $1,027	$17,274 (+3.04%) Land $1,697 Building $15,577
2023	$99.00	$1,214 Land $187 Building $1,027	$16,765 Land $1,697 Building $15,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1978–2007)
Claims Outside the SFHA	12 of 22
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures