304 Montclair St, Chula Vista, CA 91911 Property Records

San Diego County property record for 304 Montclair St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,032 sqft · built 1960
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$140,000 (Dec 1997)
Tax Bill$2,688 (2025)
Deeds & MortgagesJul 2023 Transfer
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN639-110-18-00

Property Details

APN / Parcel Number

Primary APN639-110-18-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,032 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Lot Area7,000 sqft (0.161 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address304 MONTCLAIR ST
CityCHULA VISTA
StateCA
Zip91911-2418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 101 TR 004058
Legal SubdivisionSEAVIEW ESTATES
Legal Tract004058
Legal Block2
Legal Lot Number101
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract13301

Owner

Source: San Diego County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address304 MONTCLAIR ST, CHULA VISTA, CA 91911-2418
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Intrafamily Transfer, Transfer
Oct 31, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 1997 · Amount on Record
Deed SaleDec 3, 1997 · Amount on Record
Prior SaleJan 8, 1997 · Amount on Record
Deed Document Number1997610337
Last Transfer DateDec 6, 2022
Transfer Doc0000173297
Record UpdatedOct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 3, 2023
Property Address304 MONTCLAIR ST, CHULA VISTA, CA 91911-2418
Document Number0000173297
Map ReferenceMAP 4058
Instrument DateDec 6, 2022
Instrument2023-0173297
Transaction TypeTransfer
Record UpdatedJul 12, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 MONTCLAIR ST, CHULA VISTA, CA 91911-2418

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 31, 2019
Property Address304 MONTCLAIR ST, CHULA VISTA, CA 91911-2418
Document Number0000499080
Map ReferenceMAP 4058
Instrument DateOct 18, 2019
Instrument2019-0499080
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 MONTCLAIR ST, CHULA VISTA, CA 91911-2418

Mortgage

Document Number0000499081
DateOct 31, 2019
Instrument2019-0499081
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$227,823 (+2%) Land $99,775 Building $128,048
2025$2,688.00 (+5.12%)$223,357 (+4.04%) Land $97,819 Building $125,538
2023$2,557.00 (+2.94%)$214,685 (+2%) Land $94,021 Building $120,664
2022$2,484.00$210,477 Land $92,178 Building $118,299

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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