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302 Montclair St, Chula Vista, CA 91911 Property Records

San Diego County property record for 302 Montclair St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,032 sqft · built 1960
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$229,500 (Sep 2000)
Tax Bill$3,710 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN639-110-19-00

Property Details

APN / Parcel Number

Primary APN639-110-19-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,032 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area7,000 sqft (0.161 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address302 MONTCLAIR ST
CityCHULA VISTA
StateCA
Zip91911-2418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 102 TR 004058
Legal SubdivisionSEAVIEW ESTATES
Legal Tract004058
Legal Block2
Legal Lot Number102
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract13301

Owner

302 Montclair St is owned and occupied by two individuals who bought it in September 2000.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address302 MONTCLAIR ST, CHULA VISTA, CA 91911-2418
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Line of Credit
CALIFORNIA FCU
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2000 · Amount on File
Deed SaleSep 6, 2000 · Amount on File
Deed Document Number2000479073
Prior Transfer DateAug 21, 2000
Prior Transfer Doc0000479072
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address302 MONTCLAIR ST, CHULA VISTA, CA 91911-2418
Transaction TypeMortgage
Record UpdatedFeb 19, 2026
Title CompanyMONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 MONTCLAIR ST, CHULA VISTA, CA 91911-2418

Mortgage

Document Number0000037250
DateFeb 11, 2026
Instrument2026-0037250
Lender
NameCALIFORNIA FCU
TypeCredit Union
AddressGLENDALE, CA 91209
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 10, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address302 MONTCLAIR ST, CHULA VISTA, CA 91911-2418
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanyMADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 MONTCLAIR ST, CHULA VISTA, CA 91911-2418

Mortgage

Document Number0000379299
DateMay 18, 2021
Instrument2021-0379299
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 302 Montclair St was $3,710 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$322,741 (+2%) Land $122,946 Building $199,795
2025$3,710.00 Homeowner's exemption$316,414 Land $120,536 Building $195,878
2023$3,527.00 (+3.01%) Homeowner's exemption$304,129 Land $115,856 Building $188,273
2022$3,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 302 Montclair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 302 Montclair St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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