304 Margaret Ave, Normal, IL 61761 Property Records

McLean County property record for 304 Margaret Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,242 sqft · built 1960
Lot Size	0.235 acres (10,215 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2017)
Tax Bill	$2,900 (2024)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-29-431-003`

Property Details

APN / Parcel Number

Primary APN	`14-29-431-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Roof Material	Asphalt
Lot Area	10,215 sqft (0.235 acres)
Lot Dimensions	136 ft deep x 75 ft wide
Garage Area	378 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 MARGARET AVE
City	NORMAL
State	IL
Zip	61761-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	OAKDALE HEIGHTS SUB (EX N7) LOT 22 & N14 LOT 23
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	OAKDALE HEIGHTS
Legal Lot Number	22,23
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2007
Census Tract	301

Owner

304 Margaret Ave is owned and occupied by an individual who bought it in August 2017.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	304 MARGARET AVE, NORMAL, IL 61761-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on File
Deed Sale	Aug 22, 2017 · Amount on File
Prior Sale	Dec 17, 2010 · Amount on File
Deed Document Number	201715271
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 22, 2017
Property Address	304 MARGARET AVE, NORMAL, IL 61761-2815
Document Number	201700015271
Instrument Date	Aug 16, 2017
Instrument	2017-00015271
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	FRONTIER TITLE COMPANY, FRONITER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MARGARET AVE, NORMAL, IL 61761-2815

Mortgage

Document Number	201700015272
Date	Aug 22, 2017
Instrument	2017-00015272

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,872 Land $14,727 Building $53,145	$203,616 Land $44,181 Building $159,435
2024	$2,900.00 (-5.1%)
2023	$3,056.00	$55,684 Land $12,083 Building $43,601	$167,052 Land $36,249 Building $130,803

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Margaret Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Margaret Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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